Aditya Birla Sun Life Digital India Fund vs Kotak Technology Fund
Direct Plan, Growth option · Data as on 29-10-2026
Aditya Birla Sun Life Digital India Fund is a Thematic fund and Kotak Technology Fund is a Thematic fund. In the year to 29-10-2026, Aditya Birla Sun Life Digital India Fund (Direct) returned −7.7% and Kotak Technology Fund (Direct) returned −7.3%. Aditya Birla Sun Life Digital India Fund charges 1.06% a year and Kotak Technology Fund 1.13% (Direct plans). Their portfolios overlap 53.1%: they hold 15 of the same securities.
Aditya Birla Sun Life Digital India Fund
Thematic
- 1 year return
- −7.7%
- Expense ratio
- 1.06%
- NAV
- ₹180.64
Which is better, Aditya Birla Sun Life Digital India or Kotak Technology? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Kotak Technology returned more over 1 year: −7.3% against −7.7%.
- Aditya Birla Sun Life Digital India costs less: 1.06% a year against 1.13% (Direct plans).
- Kotak Technology fell less in its worst fall since 07-03-2024: −28.6% against −30.6%.
- Aditya Birla Sun Life Digital India holds 3.5% of the fund in foreign stocks; Kotak Technology 3.2%.
- Aditya Birla Sun Life Digital India is the larger fund: ₹3,617 Cr against ₹479 Cr.
- Their portfolios overlap 53.1%: 15 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Digital India Fund | Kotak Technology Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Kotak Mahindra Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹3,617 Cr (30-09-2026) | ₹479 Cr (30-09-2026) |
| NAV | ₹180.64 (Direct) | ₹11.08 (Direct) |
| Expense ratio (Direct) | 1.06% | 1.13% |
| Expense ratio (Regular) | 2.04% | 2.56% |
| Riskometer | Very High | Very High |
| Benchmark | BSE Teck TRI | BSE Teck TRI |
| Launch date | 15-01-2000 | 04-03-2024 |
| Minimum investment | ₹1,000 | Rs. 100/- and any amount thereafter |
| Lock in | None | None |
| Fund managers | Kunal Sangoi | Shibani Kurian, Abhishek Bisen |
| Exit load | Exit load of 1% if redeemed within 30 days. | 0.5% for redemption within 30 Days |
Aditya Birla Sun Life Digital India vs Kotak Technology: Returns Comparison
Returns as on 29-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | +6.72% | +0.09% | +10.86% | −7.71% | +6.14% | +4.65% | +17.84% |
| Kotak Technology Fund (Direct) | +8.04% | +2.07% | +10.38% | −7.34% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
Aditya Birla Sun Life Digital India vs Kotak Technology: Year-wise Returns
| Year | Aditya Birla Sun Life Digital IndiaAditya Birla Sun Life Digital India | Kotak TechnologyKotak Technology | BSE TECK TRI |
|---|---|---|---|
| 2026to date | −9.52% | −8.84% | −12.44% |
| 2025 | −4.24% | −4.38% | −3.10% |
| 2024 | +19.41% | -- | +24.26% |
| 2023 | +37.31% | -- | +21.11% |
| 2022 | −20.61% | -- | −17.75% |
| 2021 | +72.53% | -- | +51.70% |
Aditya Birla Sun Life Digital India vs Kotak Technology: Rolling Returns
Every holding period of both funds, against BSE TECK TRI, the benchmark of both
Rolling returns
Every 1-year holding period, 406 of them, one for each trading day from 07-03-2025 to 29-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Digital India Fund (Direct)
Kotak Technology Fund (Direct)
BSE TECK TRI
to
Apr 2025Aug 2024
to
Aug 2025Nov 2024
to
Nov 2025Feb 2025
to
Feb 2026Jun 2025
to
Jun 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India | 79.1 | 7.6 | 6.2 | 6.9 | 0.2 | 0.0 | 0.0 | −4.5% | −5.3% | −20.8% | 16.9% | 64% |
| Kotak Technology | 75.6 | 3.9 | 3.2 | 9.6 | 6.7 | 1.0 | 0.0 | −3.3% | −5.6% | −22.1% | 21.6% | 87% |
| BSE TECK TRI | 77.8 | 3.9 | 6.7 | 9.6 | 2.0 | 0.0 | 0.0 | −5.4% | −7.3% | −24.5% | 18.3% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE TECK TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 07-03-2024. Past returns do not promise future returns.
Aditya Birla Sun Life Digital India vs Kotak Technology: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-03-2024 to 29-10-2026: 32 instalments, ₹3,20,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life Digital IndiaAditya Birla Sun Life Digital India Fund (Direct) | ₹3,20,000 | ₹3,14,913 | −₹5,087 | −1.2% |
| Kotak TechnologyKotak Technology Fund (Direct) | ₹3,20,000 | ₹3,19,254 | −₹746 | −0.2% |
Aditya Birla Sun Life Digital IndiaAditya Birla Sun Life Digital India Fund (Direct)
Kotak TechnologyKotak Technology Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Digital India vs Kotak Technology: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | Kotak Technology Fund (Direct) |
|---|---|---|
| Return (CAGR) | −7.71% | −7.34% |
| Standard deviation | 18.81% | 16.94% |
| Sharpe ratio | -0.69 | -0.74 |
| Sortino ratio | -0.94 | -1.00 |
| Maximum drawdown | −25.7% (30-03-2026) | −24.1% (30-06-2026) |
| Beta | 0.93 | 0.86 |
| Alpha | +0.63% | −0.08% |
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | Kotak Technology Fund (Direct) |
|---|---|---|
| Return (CAGR) | +18.08% | +3.89% |
| Standard deviation | 17.69% | 16.76% |
| Sharpe ratio | 0.68 | -0.12 |
| Sortino ratio | 0.96 | -0.17 |
| Maximum drawdown | −34.5% (23-03-2020) | −28.6% (30-06-2026) |
| Beta | 0.90 | 0.89 |
| Alpha | +5.11% | +3.45% |
From daily NAVs, 02-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Digital India Fund (Direct)
Kotak Technology Fund (Direct)
BSE TECK TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | −30.6% | 13-12-2024 | 30-03-2026 | Not yet | -- | −18.3% |
| Kotak Technology Fund (Direct) | −28.6% | 16-12-2024 | 30-06-2026 | Not yet | -- | −16.9% |
| BSE TECK TRI | −31.1% | 13-12-2024 | 01-07-2026 | Not yet | -- | −19.2% |
From daily values since 07-03-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Digital India Fund (Direct)
Kotak Technology Fund (Direct)
BSE TECK TRI
Against BSE TECK TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | 92% | 92% | 7.83% |
| Kotak Technology Fund (Direct) | 93% | 82% | 6.07% |
From month-end values since 07-03-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Aditya Birla Sun Life Digital India vs Kotak Technology: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Digital India Fund, September 2026; Kotak Technology Fund, September 2026
Holdings in common
- Overlap
- 53.1%
- Held by both
- 15
- Only in Aditya Birla Sun Life Digital India
- 20
- Only in Kotak Technology
- 10
| Security | % of Aditya Birla Sun Life Digital India | % of Kotak Technology |
|---|---|---|
| Infosys Ltd. | 9.93% | 16.10% |
| Tech Mahindra Ltd. | 7.85% | 7.94% |
| Bharti Airtel Ltd. | 7.18% | 11.29% |
| Eternal Ltd. | 5.93% | 7.30% |
| Persistent Systems Ltd. | 4.92% | 4.61% |
| Coforge Ltd. | 5.10% | 4.56% |
| HCL Technologies Ltd. | 3.55% | 3.06% |
| Swiggy Ltd. | 4.20% | 3.05% |
| LTM Ltd. | 3.35% | 1.58% |
| Firstsource Solutions Ltd. | 2.62% | 1.41% |
| Capillary Technologies India Ltd. | 1.38% | 1.21% |
| Sagility Ltd. | 1.07% | 1.85% |
| Mphasis Ltd. | 0.60% | 4.09% |
| Oracle Financial Services Software Ltd. | 0.53% | 1.09% |
| One 97 Communications Ltd. | 1.64% | 0.53% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 53.1% means 53.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Digital India Fund
| Security | % of fund |
|---|---|
| Tata Consultancy Services Ltd. | 7.20% |
| Cyient Ltd. | 3.19% |
| Cyient DLM Ltd. | 2.38% |
| Hexaware Technologies Ltd. | 2.15% |
| Rategain Travel Technologies Ltd. | 1.89% |
Largest holdings only in Kotak Technology Fund
| Security | % of fund |
|---|---|
| LENSKART SOLUTIONS LIMITED | 4.23% |
| BHARTI HEXACOM LTD. | 3.73% |
| Dixon Technologies India Ltd | 3.20% |
| Indus Towers Ltd. | 3.16% |
| SHIPROCKET LIMITED | 2.34% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Digital India | Kotak Technology |
|---|---|---|
| Equity | 95.0% | 98.3% |
| Debt | 0.0% | 0.0% |
| Cash and others | 5.0% | 1.7% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Digital India | Kotak Technology |
|---|---|---|
| Large Cap | 46.1% | 52.6% |
| Mid Cap | 18.0% | 30.8% |
| Small Cap | 27.4% | 7.6% |
| Foreign stocks | 3.5% | 3.2% |
| Not on AMFI's list | 0.0% | 4.2% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Digital India | Kotak Technology |
|---|---|---|
| IT - Software | 57.0% | 47.4% |
| Telecom - Services | 7.8% | 18.2% |
| Retailing | 11.0% | 16.2% |
| IT - Services | 5.8% | 1.9% |
| Commercial Services & Supplies | 4.2% | 0.0% |
| Transport Services | 0.0% | 3.5% |
| Commercial Services and Supplies | 0.0% | 3.3% |
| Consumer Durables | 0.0% | 3.2% |
| Financial Technology (Fintech) | 2.7% | 0.5% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Digital India vs Kotak Technology: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Digital India Fund | Kotak Technology Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.06% | 1.13% |
| Base expense ratio (Direct) | 0.77% | 0.88% |
| Total expense ratio (Regular) | 2.04% | 2.56% |
| Base expense ratio (Regular) | 1.62% | 2.09% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Aditya Birla Sun Life Digital India Fund vs Kotak Technology Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Digital India Fund and Kotak Technology Fund?
Aditya Birla Sun Life Digital India Fund is a Thematic fund, Kotak Technology Fund is a Thematic fund, run by Aditya Birla Sun Life Mutual Fund and Kotak Mahindra Mutual Fund. Their portfolios overlap 53.1%. Aditya Birla Sun Life Digital India Fund charges 1.06% a year and Kotak Technology Fund 1.13%.
Which has given higher returns, Aditya Birla Sun Life Digital India Fund or Kotak Technology Fund?
Over 1 year: Aditya Birla Sun Life Digital India Fund −7.71%, Kotak Technology Fund −7.34%. As on 29-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Digital India Fund or Kotak Technology Fund?
Aditya Birla Sun Life Digital India Fund charges less: 1.06% a year against 1.13%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Digital India Fund and Kotak Technology Fund overlap?
53.1%. They hold 15 of the same securities, the largest shared ones being INFY, TECHM, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Digital India Fund or Kotak Technology Fund?
On SEBI's riskometer, Aditya Birla Sun Life Digital India Fund is rated Very High and Kotak Technology Fund Very High. Over 1 years, the standard deviation of daily returns was 18.81% and 16.94% a year.
Can I invest in both Aditya Birla Sun Life Digital India Fund and Kotak Technology Fund?
Yes. 53.1% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Aditya Birla Sun Life Digital India Fund and Kotak Technology Fund?
Aditya Birla Sun Life Digital India Fund: Kunal Sangoi. Kotak Technology Fund: Shibani Kurian, Abhishek Bisen.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.