Aditya Birla Sun Life Digital India Fund vs ICICI Prudential Technology Fund
Direct Plan, Growth option · Data as on 29-10-2026
Aditya Birla Sun Life Digital India Fund is a Thematic fund and ICICI Prudential Technology Fund is a Thematic fund. In the 3 years to 29-10-2026, Aditya Birla Sun Life Digital India Fund (Direct) returned 6.1% a year and ICICI Prudential Technology Fund (Direct) returned 8.3% a year. Aditya Birla Sun Life Digital India Fund charges 1.06% a year and ICICI Prudential Technology Fund 1.21% (Direct plans). Their portfolios overlap 54.5%: they hold 24 of the same securities.
Aditya Birla Sun Life Digital India Fund
Thematic
- 3 year return
- 6.1%
- Expense ratio
- 1.06%
- NAV
- ₹180.64
ICICI Prudential Technology Fund
Thematic
- 3 year return
- 8.3%
- Expense ratio
- 1.21%
- NAV
- ₹205.84
Which is better, Aditya Birla Sun Life Digital India or ICICI Prudential Technology? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Aditya Birla Sun Life Digital India returned more over 5 years: 4.7% a year against 4.0%.
- ICICI Prudential Technology returned more over 3 years: 8.3% a year against 6.1%.
- Aditya Birla Sun Life Digital India costs less: 1.06% a year against 1.21% (Direct plans).
- ICICI Prudential Technology swung less over 3 years: a standard deviation of 16.9% a year against 17.5%.
- Aditya Birla Sun Life Digital India fell less in its worst fall since 02-01-2013: −34.5% against −35.1%.
- ICICI Prudential Technology holds 5.7% of the fund in foreign stocks; Aditya Birla Sun Life Digital India 3.5%.
- ICICI Prudential Technology is the larger fund: ₹12,505 Cr against ₹3,617 Cr.
- Their portfolios overlap 54.5%: 24 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Digital India Fund | ICICI Prudential Technology Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | ICICI Prudential Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹3,617 Cr (30-09-2026) | ₹12,505 Cr (30-09-2026) |
| NAV | ₹180.64 (Direct) | ₹205.84 (Direct) |
| Expense ratio (Direct) | 1.06% | 1.21% |
| Expense ratio (Regular) | 2.04% | 1.87% |
| Riskometer | Very High | Very High |
| Benchmark | BSE Teck TRI | BSE Teck TRI |
| Launch date | 15-01-2000 | 03-03-2000 |
| Minimum investment | ₹1,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Kunal Sangoi | Vaibhav Dusad, Sharmila D'silva |
| Exit load | Exit load of 1% if redeemed within 30 days. | 1% of applicable Net Asset Value – If units purchased or switched in from another scheme of the Fund are redeemed or switched out within 15 days from the date of allotment Nil - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 15 days from the date of allotment. |
Aditya Birla Sun Life Digital India vs ICICI Prudential Technology: Returns Comparison
Returns as on 29-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | +6.72% | +0.09% | +10.86% | −7.71% | +6.14% | +4.65% | +17.84% |
| ICICI Prudential Technology Fund (Direct) | +8.35% | +0.04% | +8.41% | −9.15% | +8.32% | +4.04% | +18.05% |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | +11.62% | +13.76% |
Category average: the average of the 235 Thematic funds, same plan type.
Aditya Birla Sun Life Digital India vs ICICI Prudential Technology: Year-wise Returns
| Year | Aditya Birla Sun Life Digital IndiaAditya Birla Sun Life Digital India | ICICI Prudential TechnologyICICI Prudential Technology | BSE TECK TRI |
|---|---|---|---|
| 2026to date | −9.52% | −11.81% | −12.44% |
| 2025 | −4.24% | −1.16% | −3.10% |
| 2024 | +19.41% | +26.38% | +24.26% |
| 2023 | +37.31% | +28.53% | +21.11% |
| 2022 | −20.61% | −22.28% | −17.75% |
| 2021 | +72.53% | +77.76% | +51.70% |
Aditya Birla Sun Life Digital India vs ICICI Prudential Technology: Rolling Returns
Every holding period of both funds, against BSE TECK TRI, the benchmark of both
Rolling returns
Every 3-year holding period, 2,667 of them, one for each trading day from 04-01-2016 to 29-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Digital India Fund (Direct)
ICICI Prudential Technology Fund (Direct)
BSE TECK TRI
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India | 0.0 | 2.4 | 15.7 | 24.2 | 19.4 | 7.8 | 30.6 | 19.3% | 16.3% | 3.0% | 46.8% | 100% |
| ICICI Prudential Technology | 0.0 | 4.0 | 17.8 | 25.3 | 14.1 | 7.1 | 31.8 | 19.3% | 15.6% | 0.7% | 48.9% | 98% |
| BSE TECK TRI | 0.2 | 11.5 | 23.7 | 25.7 | 11.1 | 18.6 | 9.2 | 14.0% | 12.2% | −0.5% | 36.2% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE TECK TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 02-01-2013. Past returns do not promise future returns.
Aditya Birla Sun Life Digital India vs ICICI Prudential Technology: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2013 to 29-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life Digital IndiaAditya Birla Sun Life Digital India Fund (Direct) | ₹16,60,000 | ₹55,56,762 | ₹38,96,762 | 16.1% |
| ICICI Prudential TechnologyICICI Prudential Technology Fund (Direct) | ₹16,60,000 | ₹56,58,470 | ₹39,98,470 | 16.3% |
Aditya Birla Sun Life Digital IndiaAditya Birla Sun Life Digital India Fund (Direct)
ICICI Prudential TechnologyICICI Prudential Technology Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Digital India vs ICICI Prudential Technology: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | ICICI Prudential Technology Fund (Direct) |
|---|---|---|
| Return (CAGR) | −7.71% | −9.15% |
| Standard deviation | 18.81% | 17.68% |
| Sharpe ratio | -0.69 | -0.81 |
| Sortino ratio | -0.94 | -1.11 |
| Maximum drawdown | −25.7% (30-03-2026) | −25.1% (30-03-2026) |
| Beta | 0.93 | 0.89 |
| Alpha | +0.63% | −1.44% |
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | ICICI Prudential Technology Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.14% | +8.32% |
| Standard deviation | 17.50% | 16.92% |
| Sharpe ratio | 0.01 | 0.14 |
| Sortino ratio | 0.01 | 0.20 |
| Maximum drawdown | −30.6% (30-03-2026) | −28.0% (30-03-2026) |
| Beta | 0.92 | 0.91 |
| Alpha | −0.23% | +1.95% |
From daily NAVs, 27-10-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | ICICI Prudential Technology Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.65% | +4.04% |
| Standard deviation | 17.88% | 17.33% |
| Sharpe ratio | -0.06 | -0.10 |
| Sortino ratio | -0.09 | -0.14 |
| Maximum drawdown | −30.6% (30-03-2026) | −29.1% (17-06-2022) |
| Beta | 0.93 | 0.92 |
| Alpha | +1.34% | +0.71% |
From daily NAVs, 29-10-2021 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | ICICI Prudential Technology Fund (Direct) |
|---|---|---|
| Return (CAGR) | +18.08% | +18.61% |
| Standard deviation | 17.69% | 17.70% |
| Sharpe ratio | 0.68 | 0.71 |
| Sortino ratio | 0.96 | 1.01 |
| Maximum drawdown | −34.5% (23-03-2020) | −35.1% (23-03-2020) |
| Beta | 0.90 | 0.89 |
| Alpha | +5.11% | +5.74% |
From daily NAVs, 02-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Digital India Fund (Direct)
ICICI Prudential Technology Fund (Direct)
BSE TECK TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | −34.5% | 14-02-2020 | 23-03-2020 | 20-07-2020 | 4 months | −18.3% |
| ICICI Prudential Technology Fund (Direct) | −35.1% | 19-02-2020 | 23-03-2020 | 16-07-2020 | 4 months | −17.7% |
| BSE TECK TRI | −31.1% | 19-02-2020 | 23-03-2020 | 15-07-2020 | 4 months | −19.2% |
From daily values since 02-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Digital India Fund (Direct)
ICICI Prudential Technology Fund (Direct)
BSE TECK TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Digital India Fund (Direct)
ICICI Prudential Technology Fund (Direct)
BSE TECK TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Digital India Fund (Direct)
ICICI Prudential Technology Fund (Direct)
BSE TECK TRI
Against BSE TECK TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | 104% | 86% | 6.46% |
| ICICI Prudential Technology Fund (Direct) | 104% | 84% | 7.25% |
From month-end values since 02-01-2013. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Aditya Birla Sun Life Digital India vs ICICI Prudential Technology: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Digital India Fund, September 2026; ICICI Prudential Technology Fund, September 2026
Holdings in common
- Overlap
- 54.5%
- Held by both
- 24
- Only in Aditya Birla Sun Life Digital India
- 11
- Only in ICICI Prudential Technology
- 39
| Security | % of Aditya Birla Sun Life Digital India | % of ICICI Prudential Technology |
|---|---|---|
| Infosys Ltd. | 9.93% | 9.28% |
| Tech Mahindra Ltd. | 7.85% | 8.38% |
| Bharti Airtel Ltd. | 7.18% | 13.47% |
| Coforge Ltd. | 5.10% | 3.92% |
| HCL Technologies Ltd. | 3.55% | 4.21% |
| LTM Ltd. | 3.35% | 2.59% |
| Eternal Ltd. | 5.93% | 2.50% |
| Persistent Systems Ltd. | 4.92% | 2.12% |
| Cyient Ltd. | 3.19% | 2.02% |
| Swiggy Ltd. | 4.20% | 1.82% |
| Hexaware Technologies Ltd. | 2.15% | 1.45% |
| Rategain Travel Technologies Ltd. | 1.89% | 1.30% |
| Tata Consultancy Services Ltd. | 7.20% | 1.18% |
| Sagility Ltd. | 1.07% | 2.54% |
| Mastek Ltd. | 0.96% | 1.26% |
| Physicswallah Ltd. | 1.45% | 0.91% |
| PB Fintech Ltd. | 1.03% | 0.89% |
| KPIT Technologies Ltd. | 1.34% | 0.87% |
| Sonata Software Ltd. | 1.54% | 0.76% |
| eClerx Services Ltd. | 1.15% | 0.67% |
| Mphasis Ltd. | 0.60% | 4.39% |
| Firstsource Solutions Ltd. | 2.62% | 0.41% |
| AFFLE 3I Ltd. | 1.56% | 0.33% |
| Capillary Technologies India Ltd. | 1.38% | 0.26% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 54.5% means 54.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Digital India Fund
| Security | % of fund |
|---|---|
| Cyient DLM Ltd. | 2.38% |
| One 97 Communications Ltd. | 1.64% |
| Latent View Analytics Ltd. | 1.23% |
| Ather Energy Ltd. | 0.98% |
| Dynamatic Technologies Ltd. | 0.89% |
Largest holdings only in ICICI Prudential Technology Fund
| Security | % of fund |
|---|---|
| Bharti Hexacom Ltd. | 2.23% |
| Info Edge (India) Ltd. | 1.89% |
| Wipro Ltd. | 1.39% |
| Indiamart Intermesh Ltd. | 1.22% |
| Wework India Management Ltd | 1.12% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Digital India | ICICI Prudential Technology |
|---|---|---|
| Equity | 95.0% | 98.3% |
| Debt | 0.0% | 0.0% |
| Cash and others | 5.0% | 1.7% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Digital India | ICICI Prudential Technology |
|---|---|---|
| Large Cap | 46.1% | 44.8% |
| Mid Cap | 18.0% | 19.7% |
| Small Cap | 27.4% | 28.0% |
| Foreign stocks | 3.5% | 5.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Digital India | ICICI Prudential Technology |
|---|---|---|
| IT - Software | 57.0% | 0.0% |
| It - Software | 0.0% | 46.5% |
| Telecom - Services | 7.8% | 16.1% |
| Retailing | 11.0% | 8.1% |
| It - Services | 0.0% | 9.3% |
| IT - Services | 5.8% | 0.0% |
| Commercial Services & Supplies | 4.2% | 2.4% |
| It Consulting & Other Services | 0.0% | 4.2% |
| Capital Markets | 0.0% | 3.4% |
| Financial Technology (Fintech) | 2.7% | 1.5% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Digital India vs ICICI Prudential Technology: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Digital India Fund | ICICI Prudential Technology Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.06% | 1.21% |
| Base expense ratio (Direct) | 0.77% | 0.89% |
| Total expense ratio (Regular) | 2.04% | 1.87% |
| Base expense ratio (Regular) | 1.62% | 1.46% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
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Compare ICICI Prudential Technology with
Aditya Birla Sun Life Digital India Fund vs ICICI Prudential Technology Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Digital India Fund and ICICI Prudential Technology Fund?
Aditya Birla Sun Life Digital India Fund is a Thematic fund, ICICI Prudential Technology Fund is a Thematic fund, run by Aditya Birla Sun Life Mutual Fund and ICICI Prudential Mutual Fund. Their portfolios overlap 54.5%. Aditya Birla Sun Life Digital India Fund charges 1.06% a year and ICICI Prudential Technology Fund 1.21%.
Which has given higher returns, Aditya Birla Sun Life Digital India Fund or ICICI Prudential Technology Fund?
Over 1 year: Aditya Birla Sun Life Digital India Fund −7.71%, ICICI Prudential Technology Fund −9.15%. Over 3 years: Aditya Birla Sun Life Digital India Fund +6.14% a year, ICICI Prudential Technology Fund +8.32% a year. Over 5 years: Aditya Birla Sun Life Digital India Fund +4.65% a year, ICICI Prudential Technology Fund +4.04% a year. As on 29-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Digital India Fund or ICICI Prudential Technology Fund?
Aditya Birla Sun Life Digital India Fund charges less: 1.06% a year against 1.21%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Digital India Fund and ICICI Prudential Technology Fund overlap?
54.5%. They hold 24 of the same securities, the largest shared ones being INFY, TECHM, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Digital India Fund or ICICI Prudential Technology Fund?
On SEBI's riskometer, Aditya Birla Sun Life Digital India Fund is rated Very High and ICICI Prudential Technology Fund Very High. Over 3 years, the standard deviation of daily returns was 17.50% and 16.92% a year.
Which is better for SIP, Aditya Birla Sun Life Digital India Fund or ICICI Prudential Technology Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 29-10-2026 grew to ₹6,89,730 in Aditya Birla Sun Life Digital India Fund (XIRR 4.8% a year) and ₹6,91,480 in ICICI Prudential Technology Fund (XIRR 4.9% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Aditya Birla Sun Life Digital India Fund and ICICI Prudential Technology Fund?
Yes. 54.5% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Aditya Birla Sun Life Digital India Fund and ICICI Prudential Technology Fund?
Aditya Birla Sun Life Digital India Fund: Kunal Sangoi. ICICI Prudential Technology Fund: Vaibhav Dusad, Sharmila D'silva.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.