Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund vs HSBC CRISIL IBX Gilt June 2027 Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund is an Index fund and HSBC CRISIL IBX Gilt June 2027 Index Fund is an Index fund. In the year to 30-10-2026, Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund (Direct) returned 4.8% and HSBC CRISIL IBX Gilt June 2027 Index Fund (Direct) returned 5.0%. Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund charges 0.32% a year and HSBC CRISIL IBX Gilt June 2027 Index Fund 0.15% (Direct plans). Their portfolios overlap 83.0%: they hold 1 of the same security.
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund
Index
- 1 year return
- 4.8%
- Expense ratio
- 0.32%
- NAV
- ₹11.73
HSBC CRISIL IBX Gilt June 2027 Index Fund
Index
- 1 year return
- 5.0%
- Expense ratio
- 0.15%
- NAV
- ₹12.84
Which is better, Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index or HSBC CRISIL IBX Gilt June 2027 Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- HSBC CRISIL IBX Gilt June 2027 Index returned more over 1 year: 5.0% against 4.8%.
- HSBC CRISIL IBX Gilt June 2027 Index costs less: 0.15% a year against 0.32% (Direct plans).
- HSBC CRISIL IBX Gilt June 2027 Index fell less in its worst fall since 06-06-2024: −0.2% against −0.2%.
- HSBC CRISIL IBX Gilt June 2027 Index is the larger fund: ₹181 Cr against ₹13 Cr.
- Their portfolios overlap 83.0%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund | HSBC CRISIL IBX Gilt June 2027 Index Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | HSBC Mutual Fund |
| Category | Index | Index |
| AUM | ₹13 Cr (30-09-2026) | ₹181 Cr (30-09-2026) |
| NAV | ₹11.73 (Direct) | ₹12.84 (Direct) |
| Expense ratio (Direct) | 0.32% | 0.15% |
| Expense ratio (Regular) | 0.61% | 0.35% |
| Riskometer | Low to Moderate | Low to Moderate |
| Benchmark | CRISIL-IBX Gilt Index - June 2027 | CRISIL-IBX Gilt Index - June 2027 |
| Launch date | 05-06-2024 | 23-03-2023 |
| Minimum investment | ₹1,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Bhupesh Bameta, Sanjay Godambe | Mohd. Asif Rizwi, Mahesh Chhabria |
| Exit load | NIL | Nil |
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index vs HSBC CRISIL IBX Gilt June 2027 Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund (Direct) | +0.15% | +0.82% | +2.36% | +4.85% | -- | -- | -- |
| HSBC CRISIL IBX Gilt June 2027 Index Fund (Direct) | +0.19% | +0.90% | +2.46% | +5.05% | +7.32% | -- | -- |
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index vs HSBC CRISIL IBX Gilt June 2027 Index: Year-wise Returns
| Year | Aditya Birla Sun LifeAditya Birla Sun Life Crisil IBX Gilt June 2027 Index | HSBCHSBC CRISIL IBX Gilt June 2027 Index |
|---|---|---|
| 2026to date | +3.86% | +4.04% |
| 2025 | +7.96% | +8.03% |
| 2024 | -- | +7.85% |
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index vs HSBC CRISIL IBX Gilt June 2027 Index: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 341 of them, one for each trading day from 06-06-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund (Direct)
HSBC CRISIL IBX Gilt June 2027 Index Fund (Direct)
to
Jul 2025Oct 2024
to
Oct 2025Jan 2025
to
Jan 2026Apr 2025
to
Apr 2026Jun 2025
to
Jun 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index | 0.0 | 3.5 | 96.5 | 0.0 | 0.0 | 0.0 | 0.0 | 7.0% | 7.5% | 4.7% | 9.6% |
| HSBC CRISIL IBX Gilt June 2027 Index | 0.0 | 0.6 | 99.4 | 0.0 | 0.0 | 0.0 | 0.0 | 7.1% | 7.6% | 4.9% | 9.6% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 06-06-2024. Past returns do not promise future returns.
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index vs HSBC CRISIL IBX Gilt June 2027 Index: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 06-06-2024 to 30-10-2026: 29 instalments, ₹2,90,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life Crisil IBX Gilt June 2027 IndexAditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund (Direct) | ₹2,90,000 | ₹3,11,471 | ₹21,471 | 5.8% |
| HSBC CRISIL IBX Gilt June 2027 IndexHSBC CRISIL IBX Gilt June 2027 Index Fund (Direct) | ₹2,90,000 | ₹3,12,097 | ₹22,097 | 6.0% |
Aditya Birla Sun Life Crisil IBX Gilt June 2027 IndexAditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund (Direct)
HSBC CRISIL IBX Gilt June 2027 IndexHSBC CRISIL IBX Gilt June 2027 Index Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index vs HSBC CRISIL IBX Gilt June 2027 Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund (Direct) | HSBC CRISIL IBX Gilt June 2027 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.85% | +5.05% |
| Standard deviation | 0.77% | 0.74% |
| Sharpe ratio | -0.51 | -0.27 |
| Sortino ratio | -0.71 | -0.37 |
| Maximum drawdown | −0.2% (21-05-2026) | −0.2% (21-05-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund (Direct) | HSBC CRISIL IBX Gilt June 2027 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.85% | +7.11% |
| Standard deviation | 0.77% | 0.94% |
| Sharpe ratio | 1.35 | 1.02 |
| Sortino ratio | 2.11 | 1.55 |
| Maximum drawdown | −0.2% (21-05-2026) | −0.5% (09-10-2023) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 06-06-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund (Direct)
HSBC CRISIL IBX Gilt June 2027 Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund (Direct) | −0.2% | 07-05-2026 | 21-05-2026 | 29-05-2026 | 8 days | −0.0% |
| HSBC CRISIL IBX Gilt June 2027 Index Fund (Direct) | −0.2% | 07-05-2026 | 21-05-2026 | 29-05-2026 | 8 days | 0.0% |
From daily values since 06-06-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund (Direct)
HSBC CRISIL IBX Gilt June 2027 Index Fund (Direct)
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index vs HSBC CRISIL IBX Gilt June 2027 Index: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund, September 2026; HSBC CRISIL IBX Gilt June 2027 Index Fund, September 2026
Holdings in common
- Overlap
- 83.0%
- Held by both
- 1
- Only in Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index
- 0
- Only in HSBC CRISIL IBX Gilt June 2027 Index
- 3
| Security | % of Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index | % of HSBC CRISIL IBX Gilt June 2027 Index |
|---|---|---|
| Government of India (20/06/2027) | 94.48% | 83.03% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 83.0% means 83.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund
Every holding of this fund is also held by the other.
Largest holdings only in HSBC CRISIL IBX Gilt June 2027 Index Fund
| Security | % of fund |
|---|---|
| 8.24% GOI 15-Feb-2027 | 11.22% |
| 6.79% GOI 15-May-2027 | 2.85% |
| 7.02% GOI 27-May-2027 | 2.42% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index | HSBC CRISIL IBX Gilt June 2027 Index |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 94.5% | 99.5% |
| Cash and others | 5.5% | 0.5% |
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index vs HSBC CRISIL IBX Gilt June 2027 Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund | HSBC CRISIL IBX Gilt June 2027 Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.32% | 0.15% |
| Base expense ratio (Direct) | 0.27% | 0.13% |
| Total expense ratio (Regular) | 0.61% | 0.35% |
| Base expense ratio (Regular) | 0.52% | 0.30% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund vs HSBC CRISIL IBX Gilt June 2027 Index Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund and HSBC CRISIL IBX Gilt June 2027 Index Fund?
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund is an Index fund, HSBC CRISIL IBX Gilt June 2027 Index Fund is an Index fund, run by Aditya Birla Sun Life Mutual Fund and HSBC Mutual Fund. Their portfolios overlap 83.0%. Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund charges 0.32% a year and HSBC CRISIL IBX Gilt June 2027 Index Fund 0.15%.
Which has given higher returns, Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund or HSBC CRISIL IBX Gilt June 2027 Index Fund?
Over 1 year: Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund +4.85%, HSBC CRISIL IBX Gilt June 2027 Index Fund +5.05%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund or HSBC CRISIL IBX Gilt June 2027 Index Fund?
HSBC CRISIL IBX Gilt June 2027 Index Fund charges less: 0.15% a year against 0.32%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund and HSBC CRISIL IBX Gilt June 2027 Index Fund overlap?
83.0%. They hold 1 of the same securities, the largest shared ones being Government of India (20/06/2027). From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund or HSBC CRISIL IBX Gilt June 2027 Index Fund?
On SEBI's riskometer, Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund is rated Low to Moderate and HSBC CRISIL IBX Gilt June 2027 Index Fund Low to Moderate. Over 1 years, the standard deviation of daily returns was 0.77% and 0.74% a year.
Can I invest in both Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund and HSBC CRISIL IBX Gilt June 2027 Index Fund?
Yes. 83.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund and HSBC CRISIL IBX Gilt June 2027 Index Fund?
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund: Bhupesh Bameta, Sanjay Godambe. HSBC CRISIL IBX Gilt June 2027 Index Fund: Mohd. Asif Rizwi, Mahesh Chhabria.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.