Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund vs HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is an Index fund and HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is an Index fund. Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund charges 0.16% a year and HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund 0.14% (Direct plans). Their portfolios overlap 18.1%: they hold 7 of the same securities.
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
Index
- Expense ratio
- 0.16%
- NAV
- ₹11.11
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
Index
- Expense ratio
- 0.14%
- NAV
- ₹10.41
Which is better, Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index or HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index costs less: 0.14% a year against 0.16% (Direct plans).
- HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index fell less in its worst fall since 24-03-2026: −0.2% against −0.3%.
- Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index is the larger fund: ₹1,329 Cr against ₹1,073 Cr.
- Their portfolios overlap 18.1%: 7 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund | HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | HDFC Mutual Fund |
| Category | Index | Index |
| AUM | ₹1,329 Cr (30-09-2026) | ₹1,073 Cr (30-09-2026) |
| NAV | ₹11.11 (Direct) | ₹10.41 (Direct) |
| Expense ratio (Direct) | 0.16% | 0.14% |
| Expense ratio (Regular) | 0.36% | 0.32% |
| Riskometer | Low to Moderate | Low to Moderate |
| Benchmark | CRISIL-IBX Financial Services 9 to 12 Months Debt Index | CRISIL-IBX Financial Services 9 to 12 Months Debt Index |
| Launch date | 21-03-2025 | 24-03-2026 |
| Minimum investment | ₹1,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Sanjay Pawar, Mohit Sharma | Anupam Joshi, Praveen Jain |
| Exit load | NIL | NIL |
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index vs HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund (Direct) | +0.17% | +1.25% | +3.08% | +5.88% | -- | -- | -- |
| HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund (Direct) | +0.21% | +1.33% | +3.18% | -- | -- | -- | -- |
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index vs HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index: Year-wise Returns
| Year | Aditya Birla Sun LifeAditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index | HDFCHDFC CRISIL-IBX Financial Services 9-12 Months Debt Index |
|---|---|---|
| 2026to date | +4.86% | -- |
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index vs HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index: Rolling Returns
Every holding period of both funds
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index vs HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund (Direct) | HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.73% | +6.90% |
| Standard deviation | 0.59% | 0.72% |
| Sharpe ratio | 2.23 | 2.25 |
| Sortino ratio | 3.67 | 3.61 |
| Maximum drawdown | −0.3% (22-05-2026) | −0.2% (22-05-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 24-03-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund (Direct)
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund (Direct) | −0.3% | 11-05-2026 | 22-05-2026 | 02-06-2026 | 11 days | −0.0% |
| HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund (Direct) | −0.2% | 08-05-2026 | 22-05-2026 | 01-06-2026 | 10 days | −0.0% |
From daily values since 24-03-2026, the first day every fund has.
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index vs HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund, September 2026; HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund, September 2026
Holdings in common
- Overlap
- 18.1%
- Held by both
- 7
- Only in Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index
- 22
- Only in HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index
- 26
| Security | % of Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index | % of HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index |
|---|---|---|
| Bajaj Finance Ltd. (03/06/2027) | 7.16% | 4.43% |
| L&T Finance Ltd. (08/09/2027) | 8.76% | 4.34% |
| TATA Capital Ltd. (09/09/2027) | 7.01% | 4.34% |
| 6.60% REC Ltd. (30/06/2027) | 2.99% | 4.62% |
| 8.30% TATA Capital Ltd. (16/03/2027) | 1.88% | 4.67% |
| 8.29% TATA Capital Ltd. (10/05/2027) | 3.77% | 0.05% |
| 7.90% Mahindra & Mahindra Financial Services Ltd. (30/08/2027) | 0.02% | 0.33% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 18.1% means 18.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
| Security | % of fund |
|---|---|
| Kotak Mahindra Prime Ltd. (23/07/2027) | 8.79% |
| Small Industries Development Bank of India (27/08/2027) | 7.04% |
| 6.90% LIC Housing Finance Ltd. (17/09/2027) | 5.60% |
| 7.70% National Bank for Agriculture and Rural Development (30/09/2027) | 4.89% |
| 7.56% REC Ltd. (31/08/2027) | 3.76% |
Largest holdings only in HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
| Security | % of fund |
|---|---|
| Panatone Finvest Ltd. | 6.84% |
| Small Industries Development Bank | 6.83% |
| Mahindra & Mahindra Financial Services Ltd. | 4.67% |
| Power Finance Corporation Ltd. | 4.67% |
| Kotak Mahindra Prime Ltd. | 4.66% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index | HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 98.5% | 97.2% |
| Cash and others | 1.5% | 2.8% |
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index vs HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund | HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.16% | 0.14% |
| Base expense ratio (Direct) | 0.13% | 0.10% |
| Total expense ratio (Regular) | 0.36% | 0.32% |
| Base expense ratio (Regular) | 0.30% | 0.25% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund vs HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund and HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund?
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is an Index fund, HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is an Index fund, run by Aditya Birla Sun Life Mutual Fund and HDFC Mutual Fund. Their portfolios overlap 18.1%. Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund charges 0.16% a year and HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund 0.14%.
Which has the lower expense ratio, Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund or HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund?
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund charges less: 0.14% a year against 0.16%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund and HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund overlap?
18.1%. They hold 7 of the same securities, the largest shared ones being Bajaj Finance Ltd. (03/06/2027), L&T Finance Ltd. (08/09/2027), TATA Capital Ltd. (09/09/2027). From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund or HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund?
On SEBI's riskometer, Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is rated Low to Moderate and HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Low to Moderate. Over their common history, the standard deviation of daily returns was 0.59% and 0.72% a year.
Can I invest in both Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund and HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund?
Yes. 18.1% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund and HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund?
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund: Sanjay Pawar, Mohit Sharma. HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund: Anupam Joshi, Praveen Jain.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.