Aditya Birla Sun Life CRISIL Broad Based Gilt ETF vs DSP Dynamic Term Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF is an ETF fund and DSP Dynamic Term Fund is a Dynamic Bond fund. In the year to 30-10-2026, Aditya Birla Sun Life CRISIL Broad Based Gilt ETF returned 1.2% and DSP Dynamic Term Fund (Direct) returned 1.3%. Aditya Birla Sun Life CRISIL Broad Based Gilt ETF charges 0.08% a year and DSP Dynamic Term Fund 0.54%. Their portfolios overlap 24.2%: they hold 2 of the same securities.
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF
ETF
- 1 year return
- 1.2%
- Expense ratio
- 0.08%
- NAV
- ₹112.17
DSP Dynamic Term Fund
Dynamic Bond
- 1 year return
- 1.3%
- Expense ratio
- 0.54%
- NAV
- ₹3,646.31
Which is better, Aditya Birla Sun Life CRISIL Broad Based Gilt ETF or DSP Dynamic Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- DSP Dynamic Term returned more over 1 year: 1.3% against 1.2%.
- Aditya Birla Sun Life CRISIL Broad Based Gilt ETF costs less: 0.08% a year against 0.54%.
- Aditya Birla Sun Life CRISIL Broad Based Gilt ETF fell less in its worst fall since 08-07-2024: −3.0% against −3.1%.
- DSP Dynamic Term is the larger fund: ₹607 Cr against ₹12 Cr.
- Their portfolios overlap 24.2%: 2 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life CRISIL Broad Based Gilt ETF | DSP Dynamic Term Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | DSP Mutual Fund |
| Category | ETF | Dynamic Bond |
| AUM | ₹12 Cr (30-09-2026) | ₹607 Cr (30-09-2026) |
| NAV | ₹112.17 | ₹3,646.31 (Direct) |
| Expense ratio (Direct) | Not available | 0.54% |
| Expense ratio (Regular) | Not available | 1.16% |
| Riskometer | Moderate | Moderate |
| Benchmark | CRISIL Broad Based Gilt Index | CRISIL Dynamic Bond A-III Index |
| Launch date | 05-07-2024 | 09-05-2007 |
| Minimum investment | During New Fund Offer Period: Minimum of Rs. 1,000/- and in multiples of Rs. 100/- thereafter during the New Fund Offer period. During Ongoing Offer period: For Subscription / Redemption of units directly with Mutual Fund: Subscription / Redemption facili | ₹100 |
| Lock in | None | None |
| Fund managers | Kaustubh Gupta, Harshil Suvarnkar, Vighnesh Gupta | Shantanu Godambe, Sandeep Yadav, Kunal Khudania |
| Exit load | NIL | Nil |
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF vs DSP Dynamic Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life CRISIL Broad Based Gilt ETF | −0.97% | −1.80% | +0.70% | +1.20% | -- | -- | -- |
| DSP Dynamic Term Fund (Direct) | −0.58% | −1.75% | +1.23% | +1.26% | +6.03% | +5.49% | +6.43% |
| Dynamic Bond average | −0.48% | −0.66% | +1.80% | +3.05% | +6.70% | +5.98% | +6.68% |
Category average: the average of the 22 Dynamic Bond funds, same plan type.
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF vs DSP Dynamic Term: Year-wise Returns
| Year | Aditya Birla Sun Life CRISIL Broad Based Gilt ETFAditya Birla Sun Life CRISIL Broad Based Gilt ETF | DSP Dynamic TermDSP Dynamic Term |
|---|---|---|
| 2026to date | +0.61% | +0.72% |
| 2025 | +6.80% | +4.86% |
| 2024 | -- | +10.66% |
| 2023 | -- | +8.62% |
| 2022 | -- | +2.25% |
| 2021 | -- | +3.02% |
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF vs DSP Dynamic Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 319 of them, one for each trading day from 08-07-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF
DSP Dynamic Term Fund (Direct)
to
Aug 2025Nov 2024
to
Nov 2025Jan 2025
to
Jan 2026Apr 2025
to
Apr 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life CRISIL Broad Based Gilt ETF | 0.0 | 44.5 | 54.5 | 0.9 | 0.0 | 0.0 | 0.0 | 5.2% | 5.8% | 0.4% | 10.1% |
| DSP Dynamic Term | 10.1 | 59.7 | 30.2 | 0.0 | 0.0 | 0.0 | 0.0 | 3.7% | 4.1% | −2.0% | 8.7% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 08-07-2024. Past returns do not promise future returns.
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF vs DSP Dynamic Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 08-07-2024 to 30-10-2026: 28 instalments, ₹2,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life CRISIL Broad Based Gilt ETFAditya Birla Sun Life CRISIL Broad Based Gilt ETF | ₹2,80,000 | ₹2,89,427 | ₹9,427 | 2.8% |
| DSP Dynamic TermDSP Dynamic Term Fund (Direct) | ₹2,80,000 | ₹2,87,606 | ₹7,606 | 2.2% |
Aditya Birla Sun Life CRISIL Broad Based Gilt ETFAditya Birla Sun Life CRISIL Broad Based Gilt ETF
DSP Dynamic TermDSP Dynamic Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF vs DSP Dynamic Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life CRISIL Broad Based Gilt ETF | DSP Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +1.20% | +1.26% |
| Standard deviation | 3.01% | 3.19% |
| Sharpe ratio | -1.34 | -1.25 |
| Sortino ratio | -1.78 | -1.65 |
| Maximum drawdown | −3.0% (23-10-2026) | −2.9% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life CRISIL Broad Based Gilt ETF | DSP Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.06% | +7.52% |
| Standard deviation | 2.58% | 3.37% |
| Sharpe ratio | -0.28 | 0.44 |
| Sortino ratio | -0.38 | 0.60 |
| Maximum drawdown | −3.0% (23-10-2026) | −4.5% (10-06-2019) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 08-07-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF
DSP Dynamic Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life CRISIL Broad Based Gilt ETF | −3.0% | 14-08-2026 | 23-10-2026 | Not yet | -- | −2.7% |
| DSP Dynamic Term Fund (Direct) | −3.1% | 28-05-2025 | 02-04-2026 | 17-06-2026 | 2 months | −2.5% |
From daily values since 08-07-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF
DSP Dynamic Term Fund (Direct)
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF vs DSP Dynamic Term: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life CRISIL Broad Based Gilt ETF, September 2026; DSP Dynamic Term Fund, September 2026
Holdings in common
- Overlap
- 24.2%
- Held by both
- 2
- Only in Aditya Birla Sun Life CRISIL Broad Based Gilt ETF
- 2
- Only in DSP Dynamic Term
- 13
| Security | % of Aditya Birla Sun Life CRISIL Broad Based Gilt ETF | % of DSP Dynamic Term |
|---|---|---|
| Government of India (11/05/2036) | 39.54% | 15.82% |
| Government of India (15/04/2065) | 26.30% | 8.42% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 24.2% means 24.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life CRISIL Broad Based Gilt ETF
| Security | % of fund |
|---|---|
| Government of India (13/11/2030) | 26.70% |
| Government of India (02/08/2032) | 0.26% |
Largest holdings only in DSP Dynamic Term Fund
| Security | % of fund |
|---|---|
| 7.43% Maharashtra SDL 03122040 | 8.12% |
| State Bank Of India | 8.00% |
| Power Finance Corporation Limited | 7.92% |
| 7.17% GOI 17042030 | 6.87% |
| Torrent Pharmaceuticals Limited | 4.28% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life CRISIL Broad Based Gilt ETF | DSP Dynamic Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 92.8% | 82.5% |
| Cash and others | 7.2% | 17.5% |
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF vs DSP Dynamic Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life CRISIL Broad Based Gilt ETF | DSP Dynamic Term Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 0.54% |
| Base expense ratio (Direct) | 0.00% | 0.45% |
| Total expense ratio (Regular) | Not available | 1.16% |
| Base expense ratio (Regular) | 0.07% | 0.98% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF vs DSP Dynamic Term Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life CRISIL Broad Based Gilt ETF and DSP Dynamic Term Fund?
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF is an ETF fund, DSP Dynamic Term Fund is a Dynamic Bond fund, run by Aditya Birla Sun Life Mutual Fund and DSP Mutual Fund. Their portfolios overlap 24.2%. Aditya Birla Sun Life CRISIL Broad Based Gilt ETF charges 0.08% a year and DSP Dynamic Term Fund 0.54%.
Which has given higher returns, Aditya Birla Sun Life CRISIL Broad Based Gilt ETF or DSP Dynamic Term Fund?
Over 1 year: Aditya Birla Sun Life CRISIL Broad Based Gilt ETF +1.20%, DSP Dynamic Term Fund +1.26%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life CRISIL Broad Based Gilt ETF or DSP Dynamic Term Fund?
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF charges less: 0.08% a year against 0.54%. These are the total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life CRISIL Broad Based Gilt ETF and DSP Dynamic Term Fund overlap?
24.2%. They hold 2 of the same securities, the largest shared ones being Government of India (11/05/2036), Government of India (15/04/2065). From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life CRISIL Broad Based Gilt ETF or DSP Dynamic Term Fund?
On SEBI's riskometer, Aditya Birla Sun Life CRISIL Broad Based Gilt ETF is rated Moderate and DSP Dynamic Term Fund Moderate. Over 1 years, the standard deviation of daily returns was 3.01% and 3.19% a year.
Can I invest in both Aditya Birla Sun Life CRISIL Broad Based Gilt ETF and DSP Dynamic Term Fund?
Yes. 24.2% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Aditya Birla Sun Life CRISIL Broad Based Gilt ETF and DSP Dynamic Term Fund?
Aditya Birla Sun Life CRISIL Broad Based Gilt ETF: Kaustubh Gupta, Harshil Suvarnkar, Vighnesh Gupta. DSP Dynamic Term Fund: Shantanu Godambe, Sandeep Yadav, Kunal Khudania.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.