Aditya Birla Sun Life Consumption Fund vs Axis Consumption Fund
Direct Plan, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life Consumption Fund is a Thematic fund and Axis Consumption Fund is a Thematic fund. In the year to 30-10-2026, Aditya Birla Sun Life Consumption Fund (Direct) returned −11.6% and Axis Consumption Fund (Direct) returned −9.9%. Aditya Birla Sun Life Consumption Fund charges 0.97% a year and Axis Consumption Fund 0.87% (Direct plans). Their portfolios overlap 53.7%: they hold 28 of the same securities.
Aditya Birla Sun Life Consumption Fund
Thematic
- 1 year return
- −11.6%
- Expense ratio
- 0.97%
- NAV
- ₹225.96
Which is better, Aditya Birla Sun Life Consumption or Axis Consumption? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Axis Consumption returned more over 1 year: −9.9% against −11.6%.
- Axis Consumption costs less: 0.87% a year against 0.97% (Direct plans).
- Axis Consumption fell less in its worst fall since 18-09-2024: −20.1% against −20.8%.
- Aditya Birla Sun Life Consumption is the larger fund: ₹5,697 Cr against ₹2,360 Cr.
- Their portfolios overlap 53.7%: 28 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Consumption Fund | Axis Consumption Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Axis Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹5,697 Cr (30-09-2026) | ₹2,360 Cr (30-09-2026) |
| NAV | ₹225.96 (Direct) | ₹9.03 (Direct) |
| Expense ratio (Direct) | 0.97% | 0.87% |
| Expense ratio (Regular) | 1.95% | 2.16% |
| Riskometer | Very High | Not available |
| Benchmark | Nifty India Consumption TRI | Nifty India Consumption TRI |
| Launch date | 05-08-2005 | 12-09-2024 |
| Minimum investment | ₹1,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Chanchal Khandelwal | Hitesh Das, Jayesh Sundar, Krishnaa N |
| Exit load | Exit load of 1%, if redeemed within 30 days. | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 90 Days. |
Aditya Birla Sun Life Consumption vs Axis Consumption: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Consumption Fund (Direct) | −0.99% | −6.82% | −2.70% | −11.55% | +7.96% | +8.18% | +12.92% |
| Axis Consumption Fund (Direct) | +0.56% | −6.81% | −0.44% | −9.88% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
Aditya Birla Sun Life Consumption vs Axis Consumption: Year-wise Returns
| Year | Aditya Birla Sun LifeAditya Birla Sun Life Consumption | AxisAxis Consumption | Nifty India Consumption TRI |
|---|---|---|---|
| 2026to date | −10.35% | −8.04% | −9.10% |
| 2025 | +5.37% | +1.45% | +9.22% |
| 2024 | +18.76% | -- | +19.77% |
| 2023 | +26.58% | -- | +27.96% |
| 2022 | +6.34% | -- | +8.53% |
| 2021 | +31.22% | -- | +20.82% |
Aditya Birla Sun Life Consumption vs Axis Consumption: Rolling Returns
Every holding period of both funds, against Nifty India Consumption TRI, the benchmark of both
Rolling returns
Every 1-year holding period, 274 of them, one for each trading day from 18-09-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Consumption Fund (Direct)
Axis Consumption Fund (Direct)
Nifty India Consumption TRI
to
Oct 2025Dec 2024
to
Dec 2025Mar 2025
to
Mar 2026May 2025
to
May 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Consumption | 56.2 | 22.3 | 17.9 | 3.6 | 0.0 | 0.0 | 0.0 | −0.7% | −1.5% | −14.8% | 11.9% | 4% |
| Axis Consumption | 55.2 | 31.0 | 13.0 | 0.7 | 0.0 | 0.0 | 0.0 | −0.5% | −0.6% | −13.6% | 11.6% | 10% |
| Nifty India Consumption TRI | 36.9 | 27.4 | 23.7 | 12.0 | 0.0 | 0.0 | 0.0 | 2.1% | 2.1% | −14.2% | 14.0% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty India Consumption TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 18-09-2024. Past returns do not promise future returns.
Aditya Birla Sun Life Consumption vs Axis Consumption: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-09-2024 to 30-10-2026: 26 instalments, ₹2,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life ConsumptionAditya Birla Sun Life Consumption Fund (Direct) | ₹2,60,000 | ₹2,45,556 | −₹14,444 | −5.0% |
| Axis ConsumptionAxis Consumption Fund (Direct) | ₹2,60,000 | ₹2,49,864 | −₹10,136 | −3.5% |
Aditya Birla Sun Life ConsumptionAditya Birla Sun Life Consumption Fund (Direct)
Axis ConsumptionAxis Consumption Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Consumption vs Axis Consumption: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Consumption Fund (Direct) | Axis Consumption Fund (Direct) |
|---|---|---|
| Return (CAGR) | −11.55% | −9.88% |
| Standard deviation | 13.94% | 14.62% |
| Sharpe ratio | -1.21 | -1.03 |
| Sortino ratio | -1.57 | -1.34 |
| Maximum drawdown | −17.0% (30-03-2026) | −17.5% (23-03-2026) |
| Beta | 0.90 | 0.96 |
| Alpha | −2.53% | +0.08% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Consumption Fund (Direct) | Axis Consumption Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.11% | −5.07% |
| Standard deviation | 14.66% | 13.91% |
| Sharpe ratio | 0.62 | -0.77 |
| Sortino ratio | 0.84 | -1.03 |
| Maximum drawdown | −34.5% (23-03-2020) | −20.1% (23-03-2026) |
| Beta | 0.88 | 0.93 |
| Alpha | +2.93% | −1.21% |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Consumption Fund (Direct)
Axis Consumption Fund (Direct)
Nifty India Consumption TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Consumption Fund (Direct) | −20.8% | 26-09-2024 | 30-03-2026 | Not yet | -- | −15.6% |
| Axis Consumption Fund (Direct) | −20.1% | 23-09-2024 | 23-03-2026 | Not yet | -- | −12.8% |
| Nifty India Consumption TRI | −21.9% | 26-09-2024 | 04-03-2025 | Not yet | -- | −13.4% |
From daily values since 18-09-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Consumption Fund (Direct)
Axis Consumption Fund (Direct)
Nifty India Consumption TRI
Against Nifty India Consumption TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Aditya Birla Sun Life Consumption Fund (Direct) | 84% | 94% | 3.81% |
| Axis Consumption Fund (Direct) | 89% | 91% | 4.75% |
From month-end values since 18-09-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Aditya Birla Sun Life Consumption vs Axis Consumption: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Consumption Fund, September 2026; Axis Consumption Fund, September 2026
Holdings in common
- Overlap
- 53.7%
- Held by both
- 28
- Only in Aditya Birla Sun Life Consumption
- 36
- Only in Axis Consumption
- 28
| Security | % of Aditya Birla Sun Life Consumption | % of Axis Consumption |
|---|---|---|
| Eternal Ltd. | 7.35% | 8.56% |
| Bharti Airtel Ltd. | 5.30% | 9.16% |
| Mahindra & Mahindra Ltd. | 4.39% | 6.96% |
| Maruti Suzuki India Ltd. | 3.20% | 3.93% |
| Titan Company Ltd. | 2.90% | 5.25% |
| Hindustan Unilever Ltd. | 2.83% | 2.46% |
| TVS Motor Company Ltd. | 3.87% | 2.37% |
| Trent Ltd. | 2.85% | 2.35% |
| ITC Ltd. | 3.04% | 2.23% |
| Tata Consumer Products Ltd. | 2.17% | 2.48% |
| United Spirits Ltd. | 2.35% | 1.91% |
| Varun Beverages Ltd. | 1.73% | 2.59% |
| Britannia Industries Ltd. | 1.91% | 1.68% |
| Interglobe Aviation Ltd. | 1.66% | 3.34% |
| Nestle India Ltd. | 1.52% | 1.90% |
| Asian Paints Ltd. | 1.36% | 3.48% |
| Avenue Supermarts Ltd. | 2.54% | 1.36% |
| Apollo Hospitals Enterprise Ltd. | 1.02% | 3.47% |
| Godrej Consumer Products Ltd. | 1.75% | 1.01% |
| Doms Industries Ltd. | 0.80% | 1.31% |
| Jubilant Foodworks Ltd. | 0.72% | 0.93% |
| Ather Energy Ltd. | 0.72% | 1.57% |
| Hyundai Motor India Ltd. | 1.28% | 0.65% |
| Eicher Motors Ltd. | 0.60% | 1.14% |
| Vishal Mega Mart Ltd. | 1.14% | 0.60% |
| Devyani International Ltd. | 0.85% | 0.60% |
| Voltas Ltd. | 0.69% | 0.55% |
| Radico Khaitan Ltd. | 1.00% | 0.54% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 53.7% means 53.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Consumption Fund
| Security | % of fund |
|---|---|
| ICICI Bank Ltd. | 3.62% |
| Meesho Ltd. | 2.71% |
| Lenskart Solutions Ltd. | 2.40% |
| HDFC Bank Ltd. | 2.22% |
| Axis Bank Ltd. | 1.83% |
Largest holdings only in Axis Consumption Fund
| Security | % of fund |
|---|---|
| The Indian Hotels Company Limited | 2.07% |
| Bajaj Auto Limited | 2.06% |
| Tata Power Company Limited | 1.83% |
| Berger Paints (I) Limited | 1.51% |
| Max Healthcare Institute Limited | 1.40% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Consumption | Axis Consumption |
|---|---|---|
| Equity | 99.1% | 99.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | 0.9% | 1.0% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Consumption | Axis Consumption |
|---|---|---|
| Large Cap | 65.5% | 71.8% |
| Mid Cap | 19.6% | 13.0% |
| Small Cap | 13.7% | 14.1% |
| Not on AMFI's list | 0.3% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Consumption | Axis Consumption |
|---|---|---|
| Retailing | 24.3% | 14.0% |
| Automobiles | 14.1% | 19.0% |
| Consumer Durables | 9.3% | 11.7% |
| Telecom - Services | 5.3% | 10.5% |
| Banks | 7.7% | 0.0% |
| Leisure Services | 1.6% | 7.2% |
| Beverages | 6.6% | 5.0% |
| Healthcare Services | 1.1% | 6.2% |
| Food Products | 6.1% | 3.6% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Consumption vs Axis Consumption: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Consumption Fund | Axis Consumption Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.97% | 0.87% |
| Base expense ratio (Direct) | 0.73% | 0.62% |
| Total expense ratio (Regular) | 1.95% | 2.16% |
| Base expense ratio (Regular) | 1.58% | 1.73% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Aditya Birla Sun Life Consumption Fund vs Axis Consumption Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Consumption Fund and Axis Consumption Fund?
Aditya Birla Sun Life Consumption Fund is a Thematic fund, Axis Consumption Fund is a Thematic fund, run by Aditya Birla Sun Life Mutual Fund and Axis Mutual Fund. Their portfolios overlap 53.7%. Aditya Birla Sun Life Consumption Fund charges 0.97% a year and Axis Consumption Fund 0.87%.
Which has given higher returns, Aditya Birla Sun Life Consumption Fund or Axis Consumption Fund?
Over 1 year: Aditya Birla Sun Life Consumption Fund −11.55%, Axis Consumption Fund −9.88%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Consumption Fund or Axis Consumption Fund?
Axis Consumption Fund charges less: 0.87% a year against 0.97%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Consumption Fund and Axis Consumption Fund overlap?
53.7%. They hold 28 of the same securities, the largest shared ones being ETERNAL, BHARTIARTL, M&M. From each fund's latest monthly portfolio.
Can I invest in both Aditya Birla Sun Life Consumption Fund and Axis Consumption Fund?
Yes. 53.7% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Aditya Birla Sun Life Consumption Fund and Axis Consumption Fund?
Aditya Birla Sun Life Consumption Fund: Chanchal Khandelwal. Axis Consumption Fund: Hitesh Das, Jayesh Sundar, Krishnaa N.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.