360 ONE ELSS Tax Saver Nifty 50 Index Fund vs Bajaj Finserv Balanced Advantage Fund

Direct Plan, Growth option · Data as on 30-10-2026

360 ONE ELSS Tax Saver Nifty 50 Index Fund is an Index fund and Bajaj Finserv Balanced Advantage Fund is a Balanced Advantage fund. In the year to 30-10-2026, 360 ONE ELSS Tax Saver Nifty 50 Index Fund (Direct) returned −10.2% and Bajaj Finserv Balanced Advantage Fund (Direct) returned −1.8%. 360 ONE ELSS Tax Saver Nifty 50 Index Fund charges 0.37% a year and Bajaj Finserv Balanced Advantage Fund 1.05% (Direct plans). Their portfolios overlap 55.9%: they hold 29 of the same securities.

360 ONE ELSS Tax Saver Nifty 50 Index Fund

Index

1 year return: −10.2%
Expense ratio: 0.37%
NAV: ₹13.11

See 360 ONE ELSS Tax Saver Nifty 50 Index Fund

Bajaj Finserv Balanced Advantage Fund

Balanced Advantage

1 year return: −1.8%
Expense ratio: 1.05%
NAV: ₹11.78

See Bajaj Finserv Balanced Advantage Fund

Which is better, 360 ONE ELSS Tax Saver Nifty 50 Index or Bajaj Finserv Balanced Advantage? Key differences

It depends on what you want from the fund. These are the differences in numbers, from the data on this page.

Bajaj Finserv Balanced Advantage returned more over 1 year: −1.8% against −10.2%.
360 ONE ELSS Tax Saver Nifty 50 Index costs less: 0.37% a year against 1.05% (Direct plans).
Bajaj Finserv Balanced Advantage fell less in its worst fall since 18-12-2023: −12.5% against −15.4%.
360 ONE ELSS Tax Saver Nifty 50 Index holds more in large companies: 98.3% of the fund in large caps against 68.5%.
Bajaj Finserv Balanced Advantage is the larger fund: ₹1,207 Cr against ₹65 Cr.
Their portfolios overlap 55.9%: 29 of the same holdings.

Past returns do not promise future returns. This page is information, not investment advice.

NAV comparison

How each fund's NAV moved over the same days, as % change since the first day of the range

360 ONE ELSS Tax Saver Nifty 50 Index Fund (Direct)
+10.5%
Bajaj Finserv Balanced Advantage Fund (Direct)
+17.6%

Change in NAV from 18-12-2023 to 30-10-2026

0%+10%+20%+30%

Key facts

From each fund's scheme summary document and AMFI

Fact	360 ONE ELSS Tax Saver Nifty 50 Index Fund	Bajaj Finserv Balanced Advantage Fund
Fund house	360 ONE Mutual Fund	Bajaj Finserv Mutual Fund
Category	Index	Balanced Advantage
AUM	₹65 Cr (30-09-2026)	₹1,207 Cr (30-09-2026)
NAV	₹13.11 (Direct)	₹11.78 (Direct)
Expense ratio (Direct)	0.37%	1.05%
Expense ratio (Regular)	0.62%	2.64%
Riskometer	Very High	Very High
Benchmark	Nifty 50 TRI	NIFTY 50 Hybrid Composite Debt 50:50 Index
Launch date	28-12-2022	15-12-2023
Minimum investment	₹500	₹500
Lock in	None	None
Fund managers	Viral Mehta, Pranav Mise	Nimesh Chandan, Sorbh Gupta, Siddharth Chaudhary
Exit load	Nil	Exit Load for units in excess of 8% of the investment,1% will be charged for redemption within 3 months.

360 ONE ELSS Tax Saver Nifty 50 Index vs Bajaj Finserv Balanced Advantage: Returns Comparison

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Fund	1M	3M	6M	1Y	3Y	5Y	10Y
360 ONE ELSS Tax Saver Nifty 50 Index Fund (Direct)	+1.84%	−5.10%	−3.32%	−10.18%	+7.32%	--	--
Bajaj Finserv Balanced Advantage Fund (Direct)	−0.52%	−3.60%	+0.90%	−1.78%	--	--	--
Balanced Advantage average	−0.55%	−2.88%	+0.08%	−2.08%	--	--	--

Category average: the average of the 38 Balanced Advantage funds, same plan type.

360 ONE ELSS Tax Saver Nifty 50 Index vs Bajaj Finserv Balanced Advantage: Year-wise Returns

Year	360 ONE ELSS Tax Saver Nifty 50 Index360 ONE ELSS Tax Saver Nifty 50 Index	Bajaj Finserv Balanced AdvantageBajaj Finserv Balanced Advantage
2026to date	−11.05%	−2.88%
2025	+11.53%	+10.06%
2024	+9.78%	+8.82%

360 ONE ELSS Tax Saver Nifty 50 Index vs Bajaj Finserv Balanced Advantage: Rolling Returns

Every holding period of both funds, against Nifty 50 TRI, the benchmark of 360 ONE ELSS Tax Saver Nifty 50 Index Fund

Rolling returns

Every 1-year holding period, 460 of them, one for each trading day from 18-12-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.

−15%−10%−5%0%5%10%15%

Feb 2024
to
Feb 2025Jun 2024
to
Jun 2025Sept 2024
to
Sept 2025Jan 2025
to
Jan 2026May 2025
to
May 2026Sept 2025
to
Sept 2026

360 ONE ELSS Tax Saver Nifty 50 Index Fund (Direct)Bajaj Finserv Balanced Advantage Fund (Direct)Nifty 50 TRI

How the periods spread

Fund	Below 0%	0-5%	5-10%	10-15%	Mean	Median	Lowest	Highest	Beat benchmark
360 ONE ELSS Tax Saver Nifty 50 Index	31.1	21.3	30.4	17.2	3.5%	4.2%	−11.9%	14.0%	0%
Bajaj Finserv Balanced Advantage	8.5	40.0	40.9	10.7	5.0%	5.2%	−3.6%	14.9%	45%
Nifty 50 TRI	30.0	21.7	27.6	20.7	3.8%	4.4%	−11.8%	14.3%	--

The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 50 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 18-12-2023. Past returns do not promise future returns.

360 ONE ELSS Tax Saver Nifty 50 Index vs Bajaj Finserv Balanced Advantage: SIP and Lumpsum Returns

What the same monthly or one-time investment would be worth in each fund today, from their own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 01-12-2023 to 30-10-2026: 35 instalments, ₹3,50,000 in all.

Investment	Invested	Value now	Gain	Return a year
360 ONE ELSS Tax Saver Nifty 50 Index360 ONE ELSS Tax Saver Nifty 50 Index Fund (Direct)	₹3,50,000	₹3,43,203	−₹6,797	−1.3%
Bajaj Finserv Balanced AdvantageBajaj Finserv Balanced Advantage Fund (Direct)	₹3,50,000	₹3,65,095	₹15,095	2.9%

₹0₹1.0 L₹2.0 L₹3.0 L₹4.0 L

202420252026

360 ONE ELSS Tax Saver Nifty 50 Index360 ONE ELSS Tax Saver Nifty 50 Index Fund (Direct)Bajaj Finserv Balanced AdvantageBajaj Finserv Balanced Advantage Fund (Direct)Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

360 ONE ELSS Tax Saver Nifty 50 Index vs Bajaj Finserv Balanced Advantage: Risk and Drawdowns

How much each fund swings, and the worst fall over the same days

Risk and return

Measure	360 ONE ELSS Tax Saver Nifty 50 Index Fund (Direct)	Bajaj Finserv Balanced Advantage Fund (Direct)
Return (CAGR)	−10.18%	−1.78%
Standard deviation	13.55%	10.94%
Sharpe ratio	-1.14	-0.64
Sortino ratio	-1.52	-0.86
Maximum drawdown	−15.0% (31-03-2026)	−10.5% (30-03-2026)
Beta	0.99	--
Alpha	−0.27%	--

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.

Measure	360 ONE ELSS Tax Saver Nifty 50 Index Fund (Direct)	Bajaj Finserv Balanced Advantage Fund (Direct)
Return (CAGR)	+7.25%	+5.82%
Standard deviation	12.42%	9.79%
Sharpe ratio	0.09	-0.02
Sortino ratio	0.12	-0.02
Maximum drawdown	−15.4% (04-03-2025)	−12.5% (04-03-2025)
Beta	0.99	--
Alpha	−0.36%	--

From daily NAVs, 02-01-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−20%−15%−10%−5%0%

202420252026

360 ONE ELSS Tax Saver Nifty 50 Index Fund (Direct)Bajaj Finserv Balanced Advantage Fund (Direct)Nifty 50 TRI

Fund	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
360 ONE ELSS Tax Saver Nifty 50 Index Fund (Direct)	−15.4%	26-09-2024	04-03-2025	27-10-2025	8 months	−11.7%
Bajaj Finserv Balanced Advantage Fund (Direct)	−12.5%	27-09-2024	04-03-2025	16-10-2025	7 months	−5.5%
Nifty 50 TRI	−15.4%	26-09-2024	04-03-2025	23-10-2025	8 months	−11.6%

From daily values since 18-12-2023, the first day every fund has.

Rolling standard deviation

Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.

0%5%10%15%20%

20252026

360 ONE ELSS Tax Saver Nifty 50 Index Fund (Direct)Bajaj Finserv Balanced Advantage Fund (Direct)Nifty 50 TRI

Against Nifty 50 TRI

Fund	Up capture	Down capture	Tracking error
360 ONE ELSS Tax Saver Nifty 50 Index Fund (Direct)	98%	100%	0.14%
Bajaj Finserv Balanced Advantage Fund (Direct)	88%	73%	4.00%

From month-end values since 18-12-2023. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.

360 ONE ELSS Tax Saver Nifty 50 Index vs Bajaj Finserv Balanced Advantage: Portfolio Overlap

From each fund's latest monthly portfolio: 360 ONE ELSS Tax Saver Nifty 50 Index Fund, September 2026; Bajaj Finserv Balanced Advantage Fund, September 2026

Holdings in common

Overlap: 55.9%
Held by both: 29
Only in 360 ONE ELSS Tax Saver Nifty 50 Index: 21
Only in Bajaj Finserv Balanced Advantage: 28

Security	% of 360 ONE ELSS Tax Saver Nifty 50 Index	% of Bajaj Finserv Balanced Advantage
HDFC Bank Limited	10.47%	9.11%
ICICI Bank Limited	9.12%	5.83%
Reliance Industries Limited	7.74%	5.26%
Bharti Airtel Limited	5.08%	4.77%
Bajaj Finance Limited	2.48%	3.51%
State Bank of India	3.83%	2.45%
Larsen & Toubro Limited	4.25%	2.22%
Axis Bank Limited	3.40%	2.04%
Sun Pharmaceutical Industries Limited	1.86%	1.96%
ITC Limited	2.44%	1.69%
Hindustan Unilever Limited	1.61%	1.90%
Tata Steel Limited	1.47%	2.62%
Eternal Limited	2.22%	1.46%
Infosys Limited	3.36%	1.44%
Shriram Finance Limited	1.33%	1.74%
UltraTech Cement Limited	1.25%	1.90%
Titan Company Limited	1.83%	1.25%
Bajaj Auto Limited	1.16%	1.93%
JSW Steel Limited	1.13%	1.09%
HCL Technologies Limited	1.25%	1.03%
SBI Life Insurance Company Limited	0.74%	0.80%
Trent Limited	0.84%	0.70%
Jio Financial Services Limited	0.69%	1.36%
Grasim Industries Limited	1.12%	0.64%
Asian Paints Limited	1.05%	0.56%
HDFC Life Insurance Company Limited	0.54%	0.66%
Hindalco Industries Limited	1.32%	0.51%
Bharat Electronics Limited	1.34%	0.47%
Mahindra & Mahindra Limited	2.54%	0.24%

Overlap: for each holding both funds own, the smaller of its two weights, added up. 55.9% means 55.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.

Largest holdings only in 360 ONE ELSS Tax Saver Nifty 50 Index Fund

Security	% of fund
Kotak Mahindra Bank Limited	2.96%
Tata Consultancy Services Limited	2.02%
Maruti Suzuki India Limited	1.51%
NTPC Limited	1.48%
Adani Ports and Special Economic Zone Limited	1.27%

Largest holdings only in Bajaj Finserv Balanced Advantage Fund

Security	% of fund
Divi's Laboratories Limited	3.07%
GlaxoSmithKline Pharmaceuticals Limited	2.64%
6.85% National Bank For Agriculture and Rural Development (19/01/2029)	2.03%
6.66% Small Industries Dev Bank of India (25/10/2028)	2.03%
DLF Limited	1.91%

Asset and sector split

Share of each fund, from its latest monthly portfolio

Asset allocation

Asset	360 ONE ELSS Tax Saver Nifty 50 Index	Bajaj Finserv Balanced Advantage
Equity	99.7%	82.8%
Debt	0.0%	5.7%
Cash and others	0.3%	11.5%

Market cap of stocks

Market cap	360 ONE ELSS Tax Saver Nifty 50 Index	Bajaj Finserv Balanced Advantage
Large Cap	98.3%	68.5%
Mid Cap	1.4%	8.3%
Small Cap	0.0%	4.5%
Not on AMFI's list	0.0%	1.5%

Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Largest sectors

Sector	360 ONE ELSS Tax Saver Nifty 50 Index	Bajaj Finserv Balanced Advantage
Banks	29.8%	22.2%
Pharmaceuticals & Biotechnology	3.3%	8.9%
IT - Software	8.0%	2.5%
Petroleum Products	7.7%	5.3%
Automobiles	6.7%	2.2%
Finance	5.5%	6.6%
Telecom - Services	5.1%	4.8%
Ferrous Metals	2.6%	4.7%

The six largest sectors of each fund's stocks, % of the fund.

360 ONE ELSS Tax Saver Nifty 50 Index vs Bajaj Finserv Balanced Advantage: Expense Ratio

What each plan charges a year, from AMFI's expense ratio file

Charge	360 ONE ELSS Tax Saver Nifty 50 Index Fund	Bajaj Finserv Balanced Advantage Fund
Total expense ratio (Direct)	0.37%	1.05%
Base expense ratio (Direct)	0.31%	0.52%
Total expense ratio (Regular)	0.62%	2.64%
Base expense ratio (Regular)	0.52%	1.87%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.

More comparisons

Each fund against the others of its category

Compare Bajaj Finserv Balanced Advantage with

360 ONE ELSS Tax Saver Nifty 50 Index Fund vs Bajaj Finserv Balanced Advantage Fund: Frequently Asked Questions

What is the difference between 360 ONE ELSS Tax Saver Nifty 50 Index Fund and Bajaj Finserv Balanced Advantage Fund?

360 ONE ELSS Tax Saver Nifty 50 Index Fund is an Index fund, Bajaj Finserv Balanced Advantage Fund is a Balanced Advantage fund, run by 360 ONE Mutual Fund and Bajaj Finserv Mutual Fund. Their portfolios overlap 55.9%. 360 ONE ELSS Tax Saver Nifty 50 Index Fund charges 0.37% a year and Bajaj Finserv Balanced Advantage Fund 1.05%.

Which has given higher returns, 360 ONE ELSS Tax Saver Nifty 50 Index Fund or Bajaj Finserv Balanced Advantage Fund?

Over 1 year: 360 ONE ELSS Tax Saver Nifty 50 Index Fund −10.18%, Bajaj Finserv Balanced Advantage Fund −1.78%. As on 30-10-2026. Past returns do not promise future returns.

Which has the lower expense ratio, 360 ONE ELSS Tax Saver Nifty 50 Index Fund or Bajaj Finserv Balanced Advantage Fund?

360 ONE ELSS Tax Saver Nifty 50 Index Fund charges less: 0.37% a year against 1.05%. These are the Direct plans' total expense ratios reported to AMFI.

How much do 360 ONE ELSS Tax Saver Nifty 50 Index Fund and Bajaj Finserv Balanced Advantage Fund overlap?

55.9%. They hold 29 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, RELIANCE. From each fund's latest monthly portfolio.

Which is riskier, 360 ONE ELSS Tax Saver Nifty 50 Index Fund or Bajaj Finserv Balanced Advantage Fund?

On SEBI's riskometer, 360 ONE ELSS Tax Saver Nifty 50 Index Fund is rated Very High and Bajaj Finserv Balanced Advantage Fund Very High. Over 1 years, the standard deviation of daily returns was 13.55% and 10.94% a year.

Can I invest in both 360 ONE ELSS Tax Saver Nifty 50 Index Fund and Bajaj Finserv Balanced Advantage Fund?

Yes. 55.9% of each fund's money sits in the same holdings, so a large part of the two investments would move together.

Who manages 360 ONE ELSS Tax Saver Nifty 50 Index Fund and Bajaj Finserv Balanced Advantage Fund?

360 ONE ELSS Tax Saver Nifty 50 Index Fund: Viral Mehta, Pranav Mise. Bajaj Finserv Balanced Advantage Fund: Nimesh Chandan, Sorbh Gupta, Siddharth Chaudhary.

Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.