360 ONE Dynamic Term Fund vs Kotak Dynamic Term Fund
Direct Plan, Growth option · Data as on 30-10-2026
360 ONE Dynamic Term Fund and Kotak Dynamic Term Fund are both Dynamic Bond funds. In the 3 years to 30-10-2026, 360 ONE Dynamic Term Fund (Direct) returned 7.7% a year and Kotak Dynamic Term Fund (Direct) returned 7.7% a year. 360 ONE Dynamic Term Fund charges 0.34% a year and Kotak Dynamic Term Fund 0.61% (Direct plans). Their portfolios overlap 5.3%: they hold 4 of the same securities.
360 ONE Dynamic Term Fund
Dynamic Bond
- 3 year return
- 7.7%
- Expense ratio
- 0.34%
- NAV
- ₹25.31
Kotak Dynamic Term Fund
Dynamic Bond
- 3 year return
- 7.7%
- Expense ratio
- 0.61%
- NAV
- ₹43.39
Which is better, 360 ONE Dynamic Term or Kotak Dynamic Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- 360 ONE Dynamic Term returned more over 5 years: 6.6% a year against 6.4%.
- 360 ONE Dynamic Term returned more over 3 years: 7.7% a year against 7.7%.
- 360 ONE Dynamic Term costs less: 0.34% a year against 0.61% (Direct plans).
- 360 ONE Dynamic Term swung less over 3 years: a standard deviation of 1.7% a year against 2.4%.
- Kotak Dynamic Term fell less in its worst fall since 25-06-2013: −3.2% against −8.0%.
- Kotak Dynamic Term is the larger fund: ₹2,219 Cr against ₹549 Cr.
- Their portfolios overlap 5.3%: 4 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | 360 ONE Dynamic Term Fund | Kotak Dynamic Term Fund |
|---|---|---|
| Fund house | 360 ONE Mutual Fund | Kotak Mahindra Mutual Fund |
| Category | Dynamic Bond | Dynamic Bond |
| AUM | ₹549 Cr (30-09-2026) | ₹2,219 Cr (30-09-2026) |
| NAV | ₹25.31 (Direct) | ₹43.39 (Direct) |
| Expense ratio (Direct) | 0.34% | 0.61% |
| Expense ratio (Regular) | 0.59% | 1.35% |
| Riskometer | Moderately High | Moderately High |
| Benchmark | CRISIL Dynamic Bond A-III Index | NIFTY Composite Debt Index A-III |
| Launch date | 24-06-2013 | 26-05-2008 |
| Minimum investment | ₹10,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Milan Mody | Deepak Agrawal, Abhishek Bisen |
| Exit load | Nil | Nil |
360 ONE Dynamic Term vs Kotak Dynamic Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| 360 ONE Dynamic Term Fund (Direct) | −0.71% | −0.95% | +2.19% | +3.58% | +7.74% | +6.58% | +7.01% |
| Kotak Dynamic Term Fund (Direct) | −0.41% | −0.15% | +3.09% | +4.69% | +7.68% | +6.44% | +7.53% |
| Dynamic Bond average | −0.48% | −0.66% | +1.80% | +3.05% | +6.70% | +5.98% | +6.68% |
Category average: the average of the 22 Dynamic Bond funds, same plan type.
360 ONE Dynamic Term vs Kotak Dynamic Term: Year-wise Returns
| Year | 360 ONE360 ONE Dynamic Term | KotakKotak Dynamic Term |
|---|---|---|
| 2026to date | +2.75% | +3.99% |
| 2025 | +8.73% | +6.72% |
| 2024 | +9.83% | +10.14% |
| 2023 | +7.04% | +7.47% |
| 2022 | +3.81% | +3.47% |
| 2021 | +5.93% | +3.95% |
360 ONE Dynamic Term vs Kotak Dynamic Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 2,503 of them, one for each trading day from 27-06-2016 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
360 ONE Dynamic Term Fund (Direct)
Kotak Dynamic Term Fund (Direct)
to
Apr 2017Jan 2016
to
Jan 2019Oct 2017
to
Oct 2020Aug 2019
to
Aug 2022May 2021
to
May 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 360 ONE Dynamic Term | 0.0 | 0.0 | 94.5 | 5.5 | 0.0 | 0.0 | 0.0 | 7.6% | 7.4% | 5.3% | 11.0% |
| Kotak Dynamic Term | 0.0 | 2.4 | 74.1 | 23.5 | 0.0 | 0.0 | 0.0 | 8.5% | 8.8% | 4.5% | 12.3% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 25-06-2013. Past returns do not promise future returns.
360 ONE Dynamic Term vs Kotak Dynamic Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 25-06-2013 to 30-10-2026: 161 instalments, ₹16,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| 360 ONE Dynamic Term360 ONE Dynamic Term Fund (Direct) | ₹16,10,000 | ₹26,52,265 | ₹10,42,265 | 7.1% |
| Kotak Dynamic TermKotak Dynamic Term Fund (Direct) | ₹16,10,000 | ₹27,70,188 | ₹11,60,188 | 7.7% |
360 ONE Dynamic Term360 ONE Dynamic Term Fund (Direct)
Kotak Dynamic TermKotak Dynamic Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
360 ONE Dynamic Term vs Kotak Dynamic Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | 360 ONE Dynamic Term Fund (Direct) | Kotak Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +3.58% | +4.69% |
| Standard deviation | 1.96% | 2.34% |
| Sharpe ratio | -0.85 | -0.24 |
| Sortino ratio | -1.14 | -0.33 |
| Maximum drawdown | −2.1% (26-10-2026) | −1.6% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | 360 ONE Dynamic Term Fund (Direct) | Kotak Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.74% | +7.68% |
| Standard deviation | 1.70% | 2.40% |
| Sharpe ratio | 1.01 | 0.69 |
| Sortino ratio | 1.44 | 0.97 |
| Maximum drawdown | −2.1% (26-10-2026) | −2.4% (26-08-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | 360 ONE Dynamic Term Fund (Direct) | Kotak Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.58% | +6.44% |
| Standard deviation | 1.69% | 2.19% |
| Sharpe ratio | 0.46 | 0.29 |
| Sortino ratio | 0.62 | 0.41 |
| Maximum drawdown | −2.1% (26-10-2026) | −2.4% (26-08-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | 360 ONE Dynamic Term Fund (Direct) | Kotak Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.20% | +8.42% |
| Standard deviation | 2.63% | 2.33% |
| Sharpe ratio | 0.46 | 1.02 |
| Sortino ratio | 0.62 | 1.49 |
| Maximum drawdown | −8.0% (19-08-2013) | −3.2% (19-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 25-06-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
360 ONE Dynamic Term Fund (Direct)
Kotak Dynamic Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| 360 ONE Dynamic Term Fund (Direct) | −8.0% | 11-07-2013 | 19-08-2013 | 05-05-2014 | 9 months | −1.8% |
| Kotak Dynamic Term Fund (Direct) | −3.2% | 06-03-2020 | 19-03-2020 | 22-04-2020 | 34 days | −1.2% |
From daily values since 25-06-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
360 ONE Dynamic Term Fund (Direct)
Kotak Dynamic Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
360 ONE Dynamic Term Fund (Direct)
Kotak Dynamic Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
360 ONE Dynamic Term Fund (Direct)
Kotak Dynamic Term Fund (Direct)
360 ONE Dynamic Term vs Kotak Dynamic Term: Portfolio Overlap
From each fund's latest monthly portfolio: 360 ONE Dynamic Term Fund, September 2026; Kotak Dynamic Term Fund, September 2026
Holdings in common
- Overlap
- 5.3%
- Held by both
- 4
- Only in 360 ONE Dynamic Term
- 31
- Only in Kotak Dynamic Term
- 29
| Security | % of 360 ONE Dynamic Term | % of Kotak Dynamic Term |
|---|---|---|
| Embassy Office Parks REIT | 4.71% | 2.19% |
| Capital Infra Trust | 3.56% | 2.01% |
| Brookfield India Real Estate Trust | 1.04% | 0.75% |
| Corporate Debt Market Development Fund | 0.43% | 0.40% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 5.3% means 5.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in 360 ONE Dynamic Term Fund
| Security | % of fund |
|---|---|
| 7.26% Government of India (22/08/2032) | 11.04% |
| 7.41% Government of India (19/12/2036) | 5.55% |
| 7.18% Government of India (24/07/2037) | 5.45% |
| 9.25% SK Finance Limited (02/01/2028) | 4.56% |
| 8.025% LIC Housing Finance Limited (23/03/2033) | 4.54% |
Largest holdings only in Kotak Dynamic Term Fund
| Security | % of fund |
|---|---|
| Central Government - 2065 | 17.38% |
| HDFC BANK LTD. | 8.84% |
| PUNJAB NATIONAL BANK | 7.70% |
| MUTHOOT FINANCE LTD. | 6.80% |
| VEDANTA LTD. ( Axis Trustee Services Ltd.) | 6.79% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | 360 ONE Dynamic Term | Kotak Dynamic Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 83.0% | 76.9% |
| Cash and others | 17.0% | 23.1% |
360 ONE Dynamic Term vs Kotak Dynamic Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | 360 ONE Dynamic Term Fund | Kotak Dynamic Term Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.34% | 0.61% |
| Base expense ratio (Direct) | 0.29% | 0.50% |
| Total expense ratio (Regular) | 0.59% | 1.35% |
| Base expense ratio (Regular) | 0.50% | 1.13% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare 360 ONE Dynamic Term with
360 ONE Dynamic Term Fund vs Kotak Dynamic Term Fund: Frequently Asked Questions
What is the difference between 360 ONE Dynamic Term Fund and Kotak Dynamic Term Fund?
Both are Dynamic Bond funds, run by 360 ONE Mutual Fund and Kotak Mahindra Mutual Fund. Their portfolios overlap 5.3%. 360 ONE Dynamic Term Fund charges 0.34% a year and Kotak Dynamic Term Fund 0.61%.
Which has given higher returns, 360 ONE Dynamic Term Fund or Kotak Dynamic Term Fund?
Over 1 year: 360 ONE Dynamic Term Fund +3.58%, Kotak Dynamic Term Fund +4.69%. Over 3 years: 360 ONE Dynamic Term Fund +7.74% a year, Kotak Dynamic Term Fund +7.68% a year. Over 5 years: 360 ONE Dynamic Term Fund +6.58% a year, Kotak Dynamic Term Fund +6.44% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, 360 ONE Dynamic Term Fund or Kotak Dynamic Term Fund?
360 ONE Dynamic Term Fund charges less: 0.34% a year against 0.61%. These are the Direct plans' total expense ratios reported to AMFI.
How much do 360 ONE Dynamic Term Fund and Kotak Dynamic Term Fund overlap?
5.3%. They hold 4 of the same securities, the largest shared ones being EMBASSY-RR, CAPINVIT, BIRET-RR. From each fund's latest monthly portfolio.
Which is riskier, 360 ONE Dynamic Term Fund or Kotak Dynamic Term Fund?
On SEBI's riskometer, 360 ONE Dynamic Term Fund is rated Moderately High and Kotak Dynamic Term Fund Moderately High. Over 3 years, the standard deviation of daily returns was 1.70% and 2.40% a year.
Which is better for SIP, 360 ONE Dynamic Term Fund or Kotak Dynamic Term Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,24,693 in 360 ONE Dynamic Term Fund (XIRR 6.7% a year) and ₹7,25,164 in Kotak Dynamic Term Fund (XIRR 6.8% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both 360 ONE Dynamic Term Fund and Kotak Dynamic Term Fund?
Yes. 5.3% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages 360 ONE Dynamic Term Fund and Kotak Dynamic Term Fund?
360 ONE Dynamic Term Fund: Milan Mody. Kotak Dynamic Term Fund: Deepak Agrawal, Abhishek Bisen.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.