Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund

IndexDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund is a mutual fund run by Bandhan Mutual Fund. On 30-09-2026, it managed ₹144 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.6% a year and its Regular plan returned 7.3% a year.

NAV (Direct plan): ₹13.21; ▼ 0.02%30-10-2026
NAV (Regular plan): ₹13.08; ▼ 0.02%30-10-2026
Expense ratio: 0.09%Direct0.34%Regular; 0.09%; A year
Riskometer: Low to Moderate; Set by the fund house
3 year return: 7.6%Direct7.3%Regular; 7.6%; A year

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹13.21 (down 0.02% that day); Regular Plan Growth ₹13.08 (down 0.02% that day).

This fund (Direct plan)

₹13.2064

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund Returns

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.03%	+0.89%	+2.68%	+5.32%	+7.61%	--	--
This fund (Regular)	+0.01%	+0.82%	+2.56%	+5.05%	+7.34%	--	--
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is CRISIL IBX 90:10 SDL Plus Gilt Index - September 2027. Returns of that index are not available to us.

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+4.34%	+4.12%
2025	+8.21%	+7.94%
2024	+8.33%	+8.05%
2023	+7.41%	+7.14%

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 229 periods, one for each trading day from 25-11-2025 to 30-10-2026.

0%2%4%6%8%10%

Dec 2022
to
Dec 2025Feb 2023
to
Feb 2026Apr 2023
to
Apr 2026Jun 2023
to
Jun 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund (Direct)

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	716	8.0%	5.0%	10.1%	0%
2 years	476	8.1%	6.7%	8.8%	0%
3 years	229	7.7%	7.2%	8.2%	0%

Period	Periods	Median	Lowest	Highest	With a loss
1 year	36	7.8%	4.8%	10.6%	0%
2 years	24	8.1%	6.4%	9.5%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund (Direct)This fund
Return (CAGR)	+5.32%
Standard deviation	0.89%
Sharpe ratio	0.08
Sortino ratio	0.11
Maximum drawdown	−0.38% (02-04-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund (Direct)This fund
Return (CAGR)	+7.61%
Standard deviation	0.91%
Sharpe ratio	1.73
Sortino ratio	2.73
Maximum drawdown	−0.38% (02-04-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund (Direct)This fund
Return (CAGR)	+7.32%
Standard deviation	1.03%
Sharpe ratio	1.11
Sortino ratio	1.71
Maximum drawdown	−0.42% (22-02-2023)

From daily NAVs, 25-11-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−0.5%−0.4%−0.3%−0.2%−0.1%0%

2023202420252026

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund (Direct)

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund (Direct)	−0.42%	02-02-2023	22-02-2023	13-03-2023	19 days	−0.04%

From the Direct plan's daily NAV since 25-11-2022, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio
Direct	0.08%	0.00%	0.00%	0.01%	0.09%
Regular	0.29%	0.00%	0.00%	0.05%	0.34%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	5.05%	5.32%	0.27%	₹1,05,050	₹1,05,320
3 years	7.34%	7.61%	0.27% a year	₹1,23,676	₹1,24,611

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 25-11-2022 to 30-10-2026: 48 instalments, ₹4,80,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planBandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund (Direct)	₹4,80,000	₹5,52,203	₹72,203	7.0%
Regular planBandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund (Regular)	₹4,80,000	₹5,49,265	₹69,265	6.7%

₹0₹2.0 L₹4.0 L₹6.0 L

2023202420252026

Direct planBandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund (Direct)Regular planBandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund (Regular)Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

95.7%Debt

Asset	Fund
Debt	95.7%
Cash and others	4.3%

Credit rating

Bonds and money market papers by credit rating, % of the fund.

Rating	Fund
Sovereign	95.7%

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund Portfolio Holdings

As on 30-09-2026 · 11 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
7.33% Maharashtra SDL (MD 13/09/2027) · State government security	SOVEREIGN	20.33%
7.18% Tamilnadu SDL (MD 26/07/2027) · State government security	SOVEREIGN	17.81%
7.2% Maharashtra SDL (MD 09/08/2027) · State government security	SOVEREIGN	15.40%
7.28% Madhya Pradesh SDL (MD 23/08/2027) · State government security	SOVEREIGN	14.00%
7.25% Gujarat SDL (MD 12/07/2027) · State government security	SOVEREIGN	7.00%
6.2% Rajasthan SDL (MD 29/07/2027) · State government security	SOVEREIGN	6.94%
7.38% GOI (MD 20/06/2027) · Government security	SOVEREIGN	6.53%
7.21% Tamilnadu SDL (MD 09/08/2027) · State government security	SOVEREIGN	3.50%
8.49% Andhra Pradesh SDL (MD 21/08/2027) · State government security	SOVEREIGN	3.09%
7.27% Tamilnadu SDL (MD 12/07/2027) · State government security	SOVEREIGN	0.70%
7.47% Chhattisgarh SDL (MD 27/09/2027) · State government security	SOVEREIGN	0.42%

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
SBI CRISIL IBX SDL Index - September 2027 FundIndex · SBI	43.8%	5	Compare
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index FundIndex · DSP	41.7%	5	Compare
Aditya Birla Sun Life Nifty SDL SEP 2027 Index FundIndex · Aditya Birla Sun Life	30.9%	5	Compare
Axis CRISIL IBX 50:50 Gilt Plus SDL September 2027 Index FundIndex · Axis	30.3%	5	Compare
ICICI Prudential Nifty SDL Sep 2027 Index FundIndex · ICICI Prudential	26.7%	9	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.09%
Expense ratio (Regular): 0.34%
Category: Index
Risk: Low to Moderate
Launch date: 24-11-2022
Minimum investment: ₹1,000
Minimum additional investment: ₹1,000
AUM: ₹143.80 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 150888
ISIN (Direct): INF194KB1EZ6
Scheme code (Regular): 150890
ISIN (Regular): INF194KB1FC2
NAV history: From 25-11-2022, 3.9 years

Benchmark: CRISIL IBX 90:10 SDL Plus Gilt Index - September 2027
Exit load: Nil

Tax on Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹13.2064	30-10-2026
direct	IDCW	₹10.2951	30-10-2026
regular	Growth	₹13.0771	30-10-2026
regular	IDCW	₹10.2895	30-10-2026

About Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund is a mutual fund from Bandhan Mutual Fund. Its category is Index. It was launched on 24-11-2022. Its benchmark is CRISIL IBX 90:10 SDL Plus Gilt Index - September 2027. At the end of September 2026 it held 11 securities.

Fund Manager

Gautam Kaul
Fund manager of Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund, since 17-11-2022
Harshal Joshi
Fund manager of Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund, since 17-11-2022

See all funds of Bandhan Mutual Fund

AUM change

September 2026: ₹143.80 Cr; −0.11% from August 2026
August 2026: ₹143.96 Cr; First month on file

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund

What is the current NAV of Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund?

The Direct plan NAV is ₹13.2064. The Regular plan NAV is ₹13.0771, as on 30-10-2026.

What are the returns of Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund?

The Direct plan returned +5.32% in 1 year, +7.61% a year over 3 years. The Regular plan returned +5.05% in 1 year, +7.34% a year over 3 years. These figures are as on 30-10-2026.

What is the expense ratio of Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund?

The Direct plan charges 0.09% a year. The Regular plan charges 0.34% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund?

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund managed ₹143.80 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund?

At the end of September 2026 the largest holdings were 7.33% Maharashtra SDL (MD 13/09/2027) (20.33%), 7.18% Tamilnadu SDL (MD 26/07/2027) (17.81%), 7.2% Maharashtra SDL (MD 09/08/2027) (15.40%), 7.28% Madhya Pradesh SDL (MD 23/08/2027) (14.00%), 7.25% Gujarat SDL (MD 12/07/2027) (7.00%). The fund held 11 securities in all.

How do I invest in Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund?

Through Bandhan Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.

Who is the fund manager of Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund?

Gautam Kaul (since 17-11-2022), Harshal Joshi (since 17-11-2022).

What is the exit load of Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.