Aditya Birla Sun Life Money Market Fund is a Money Market fund run by Aditya Birla Sun Life Mutual Fund. On 30-09-2026, it managed ₹26,943 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.3% a year and its Regular plan returned 7.2% a year.
NAV (Direct plan)
₹407.87
▲ 0.02% · 30-10-2026
NAV (Regular plan)
₹401.87
▲ 0.01% · 30-10-2026
Expense ratio
0.22%Direct0.37%Regular
0.22%
A year
Riskometer
Moderate
Set by the fund house
3 year return
7.3%Direct7.2%Regular
7.3%
A year
Aditya Birla Sun Life Money Market Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹407.87 (up 0.02% that day); Regular Plan Growth ₹401.87 (up 0.01% that day).
This fund (Direct plan)
₹407.8707
Aditya Birla Sun Life Money Market Fund Returns vs Money Market Funds
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
+0.32%
+1.52%
+3.35%
+6.36%
+7.33%
+6.80%
+6.82%
This fund (Regular)
+0.31%
+1.48%
+3.27%
+6.20%
+7.18%
+6.66%
+6.69%
Money Market average
+0.33%
+1.49%
+3.29%
+6.35%
+7.24%
+6.68%
+6.60%
Best in Money Market
+0.38%
+1.57%
+3.37%
+6.57%
+7.44%
+6.90%
+6.82%
Worst in Money Market
+0.30%
+1.41%
+3.11%
+6.17%
+6.73%
+6.50%
+6.03%
Rank in Money Market
14/27
4/27
3/27
10/25
4/23
3/19
1/12
Category rows compare the Direct plans of 27 Money Market funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Money Market A-I Index. Returns of that index are not available to us, so the category average is the comparison.
Aditya Birla Sun Life Money Market Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
+5.29%
+5.16%
2025
+7.53%
+7.39%
2024
+7.92%
+7.78%
2023
+7.56%
+7.43%
2022
+4.97%
+4.84%
2021
+3.95%
+3.84%
Aditya Birla Sun Life Money Market Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,762 periods, one for each trading day from 01-01-2016 to 30-10-2026.
0%2%4%6%8%10%
Aditya Birla Sun Life Money Market Fund (Direct)
Category average, 27 Money Market funds
Nov 2013 to Nov 2016Sept 2015 to Sept 2018Jul 2017 to Jul 2020May 2019 to May 2022Mar 2021 to Mar 2024Dec 2022 to Dec 2025
Aditya Birla Sun Life Money Market Fund (Direct)Category average, 27 Money Market funds
0%
0%
Below 0%
0%
10%
0-5%
100%
90%
5-10%
0%
0%
10-15%
0%
0%
15-20%
0%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
3,364
7.7%
3.7%
10.0%
0%
7.5%
67%
2 years
3,063
7.6%
4.1%
9.4%
0%
7.4%
74%
3 years
2,762
7.6%
5.0%
9.0%
0%
7.3%
80%
5 years
2,161
6.7%
6.1%
8.4%
0%
6.4%
100%
7 years
1,656
6.8%
6.4%
8.3%
0%
6.5%
100%
10 years
927
7.1%
6.8%
7.4%
0%
6.8%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
154
7.6%
3.5%
9.8%
0%
7.3%
72%
2 years
142
7.6%
3.8%
9.3%
0%
7.3%
79%
3 years
130
7.4%
4.6%
8.8%
0%
7.1%
85%
5 years
106
7.1%
5.5%
8.0%
0%
6.9%
100%
7 years
82
6.7%
6.0%
8.0%
0%
6.4%
100%
10 years
46
6.7%
6.6%
6.9%
0%
6.5%
100%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 27 Money Market funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
Aditya Birla Sun Life Money Market Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Aditya Birla Sun Life Money Market Fund (Direct)This fund
Category average
Return (CAGR)
+6.36%
+6.32%
Standard deviation
0.54%
0.50%
Sharpe ratio
2.07
2.14
Sortino ratio
3.27
3.45
Maximum drawdown
−0.19%
(22-05-2026)
−0.14%
(22-05-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Aditya Birla Sun Life Money Market Fund (Direct)This fund
Category average
Return (CAGR)
+7.33%
+7.23%
Standard deviation
0.43%
0.41%
Sharpe ratio
3.05
2.91
Sortino ratio
5.61
5.45
Maximum drawdown
−0.19%
(22-05-2026)
−0.14%
(22-05-2026)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Aditya Birla Sun Life Money Market Fund (Direct)This fund
Category average
Return (CAGR)
+6.80%
+6.64%
Standard deviation
0.40%
0.39%
Sharpe ratio
2.46
2.18
Sortino ratio
4.33
3.90
Maximum drawdown
−0.27%
(06-05-2022)
−0.23%
(06-05-2022)
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Aditya Birla Sun Life Money Market Fund (Direct)This fund
Category average
Return (CAGR)
+6.82%
+6.55%
Standard deviation
0.62%
0.54%
Sharpe ratio
2.30
2.14
Sortino ratio
4.77
3.91
Maximum drawdown
−1.4%
(24-03-2020)
−0.98%
(24-03-2020)
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Aditya Birla Sun Life Money Market Fund (Direct)This fund
Category average
Return (CAGR)
+7.37%
+7.19%
Standard deviation
0.54%
0.49%
Sharpe ratio
2.43
2.34
Sortino ratio
4.98
4.14
Maximum drawdown
−1.4%
(24-03-2020)
−0.98%
(24-03-2020)
From daily NAVs, 01-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−1.5%−1%−0.5%0%
Aditya Birla Sun Life Money Market Fund (Direct)
Category average, 27 Money Market funds
2014201620182020202220242026
Aditya Birla Sun Life Money Market Fund (Direct)Category average, 27 Money Market funds
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Aditya Birla Sun Life Money Market Fund (Direct)
−1.4%
11-03-2020
24-03-2020
27-03-2020
3 days
0.0%
Category average
−0.98%
11-03-2020
24-03-2020
27-03-2020
3 days
0.0%
From the Direct plan's daily NAV since 01-01-2013, adjusted for unit splits, and the average of the 27 Money Market funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Aditya Birla Sun Life Money Market Fund vs Other Money Market Funds
The five Money Market funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Aditya Birla Sun Life Money Market Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Money Market median
Cost rank (1 = cheapest)
Direct
0.19%
0.00%
0.00%
0.03%
0.22%
0.17%
23/27
Regular
0.32%
0.00%
0.00%
0.05%
0.37%
0.40%
9/27
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Money Market funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
6.20%
6.36%
0.16%
₹1,06,200
₹1,06,360
3 years
7.18%
7.33%
0.15% a year
₹1,23,124
₹1,23,641
5 years
6.66%
6.80%
0.14% a year
₹1,38,041
₹1,38,949
10 years
6.69%
6.82%
0.13% a year
₹1,91,090
₹1,93,431
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Aditya Birla Sun Life Money Market Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 01-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planAditya Birla Sun Life Money Market Fund (Direct)
₹16,60,000
₹27,44,796
₹10,84,796
6.9%
Regular planAditya Birla Sun Life Money Market Fund (Regular)
Direct planAditya Birla Sun Life Money Market Fund (Direct)Regular planAditya Birla Sun Life Money Market Fund (Regular)Category averageCategory average, 27 Money Market fundsAmount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Money Market Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
105.6%Debt
Asset
Fund
Category
Debt
105.6%
99.5%
Cash and others
−5.6%
3.0%
Cash and others is below 0: on that day the fund owed more in payments due than it held in cash.
Credit rating
Bonds and money market papers by credit rating, % of the fund. Category: the average of 27 Money Market funds.
Rating
Fund
Category
Sovereign
14.4%
10.6%
AAA and A1+
91.2%
88.8%
Aditya Birla Sun Life Money Market Fund Portfolio Holdings
As on 30-09-2026 · 156 holdings · from the fund house's monthly portfolio
Holdings
Rating
Weight%
IndusInd Bank Ltd. (29/01/2027) · Certificate of deposit
CRISIL A1+
5.17%
The Jammu & Kashmir Bank Ltd. (22/02/2027) · Certificate of deposit
CRISIL A1+
3.61%
The Federal Bank Ltd. (18/02/2027) · Certificate of deposit
CRISIL A1+
3.44%
State Government Securities (05/02/2027) · State government security
Sovereign
2.95%
Yes Bank Ltd. (05/03/2027) · Certificate of deposit
CRISIL A1+
2.61%
Canara Bank (02/02/2027) · Certificate of deposit
ICRA A1+
1.90%
Sundaram Finance Ltd. (12/03/2027) · Commercial paper
ICRA A1+
1.89%
The Federal Bank Ltd. (29/01/2027) · Certificate of deposit
CRISIL A1+
1.81%
Small Industries Development Bank of India (04/02/2027) · Certificate of deposit
CRISIL A1+
1.81%
Karur Vysya Bank Ltd. (23/02/2027) · Certificate of deposit
ICRA A1+
1.81%
National Bank for Financing Infrastructure and Development (04/03/2027) · Certificate of deposit
IND A1+
1.80%
Mahindra & Mahindra Financial Services Ltd. (26/02/2027) · Commercial paper
CRISIL A1+
1.80%
The Jammu & Kashmir Bank Ltd. (26/02/2027) · Certificate of deposit
CRISIL A1+
1.80%
Kotak Mahindra Bank Ltd. (09/03/2027)
CRISIL A1+
1.62%
Bank of Baroda (12/02/2027) · Certificate of deposit
CARE A1+
1.54%
364 DAY T-BILL 02.10.26 · Treasury bill
Sovereign
1.48%
IDFC First Bank Ltd. (04/02/2027) · Certificate of deposit
CRISIL A1+
1.45%
Hero FinCorp Ltd. (05/03/2027) · Commercial paper
ICRA A1+
1.44%
91 DAY T-BILL 22.10.26 · Treasury bill
Sovereign
1.37%
182 DAY T-BILL 27.11.26 · Treasury bill
Sovereign
1.29%
Credila Financial Services Ltd. (12/03/2027) · Commercial paper
ICRA A1+
1.25%
Tata Teleservices (Maharastra) Ltd. (19/01/2027) · Commercial paper
CRISIL A1+
1.09%
Canara Bank (12/02/2027) · Certificate of deposit
ICRA A1+
1.09%
Motilal Oswal Financial Services Ltd. (28/01/2027) · Commercial paper
ICRA A1+
1.09%
Indian Overseas Bank (24/02/2027) · Certificate of deposit
CARE A1+
1.08%
91 DAY T-BILL 12.11.26 · Treasury bill
Sovereign
1.01%
Canara Bank (28/01/2027) · Certificate of deposit
ICRA A1+
1.00%
National Bank for Agriculture and Rural Development (02/03/2027) · Certificate of deposit
ICRA A1+
0.99%
REC Ltd. (08/03/2027) · Commercial paper
CRISIL A1+
0.99%
364 DAY T-BILL 06.11.26 · Treasury bill
Sovereign
0.92%
State Government Securities (03/01/2027) · State government security
Sovereign
0.91%
Axis Finance Ltd. (25/01/2027) · Commercial paper
CRISIL A1+
0.91%
Axis Finance Ltd. (29/01/2027) · Commercial paper
CRISIL A1+
0.91%
IDFC First Bank Ltd. (08/02/2027) · Certificate of deposit
CRISIL A1+
0.91%
Birla Group Holding Pvt. Ltd. (04/02/2027) · Commercial paper
ICRA A1+
0.90%
Karur Vysya Bank Ltd. (18/02/2027) · Certificate of deposit
ICRA A1+
0.90%
Punjab & Sind Bank (24/02/2027) · Certificate of deposit
ICRA A1+
0.90%
Aditya Birla Housing Finance Ltd. (09/03/2027) · Commercial paper
ICRA A1+
0.90%
IDBI Bank Ltd. (11/03/2027) · Certificate of deposit
CRISIL A1+
0.90%
Punjab & Sind Bank (15/03/2027) · Certificate of deposit
ICRA A1+
0.90%
Embassy Office Parks Reit (23/03/2027) · Commercial paper
CRISIL A1+
0.90%
AU Small Finance Bank Ltd. (25/03/2027) · Certificate of deposit
CRISIL A1+
0.90%
Small Industries Development Bank of India (11/06/2027) · Certificate of deposit
CRISIL A1+
0.88%
State Government Securities (09/11/2026) · State government security
Sovereign
0.87%
IndusInd Bank Ltd. (14/12/2026) · Certificate of deposit
CRISIL A1+
0.82%
Bank of Baroda (03/02/2027) · Certificate of deposit
CARE A1+
0.82%
State Government Securities (25/01/2027) · State government security
Sovereign
0.76%
Deutsche Investments India Pvt. Ltd. (08/12/2026) · Commercial paper
ICRA A1+
0.73%
Hero FinCorp Ltd. (15/12/2026) · Commercial paper
CRISIL A1+
0.73%
Axis Bank Ltd. (12/02/2027)
ICRA A1+
0.72%
LIC Housing Finance Ltd. (11/02/2027) · Commercial paper
CRISIL A1+
0.72%
Cholamandalam Investment & Finance Co. Ltd. (04/02/2027) · Commercial paper
ICRA A1+
0.72%
Motilal Oswal Financial Services Ltd. (11/02/2027) · Commercial paper
ICRA A1+
0.72%
360 One Prime Ltd. (09/02/2027) · Commercial paper
ICRA A1+
0.72%
Bank of Baroda (08/03/2027) · Certificate of deposit
CARE A1+
0.72%
Manappuram Finance Ltd. (26/02/2027) · Commercial paper
CRISIL A1+
0.72%
DCB Bank Ltd. (05/03/2027) · Certificate of deposit
CRISIL A1+
0.72%
360 One Prime Ltd. (10/06/2027) · Commercial paper
CRISIL A1+
0.72%
L&T Finance Ltd. (19/03/2027) · Commercial paper
CRISIL A1+
0.72%
Kotak Mahindra Prime Ltd. (24/03/2027) · Commercial paper
ICRA A1+
0.72%
National Bank for Agriculture and Rural Development (27/01/2027) · Certificate of deposit
ICRA A1+
0.64%
Small Industries Development Bank of India (28/01/2027) · Certificate of deposit
CRISIL A1+
0.64%
Bank of Baroda (04/02/2027) · Certificate of deposit
CARE A1+
0.63%
Indian Bank (15/12/2026) · Certificate of deposit
CRISIL A1+
0.55%
Small Industries Development Bank of India (18/12/2026) · Certificate of deposit
CRISIL A1+
0.55%
Bank of Baroda (25/01/2027) · Certificate of deposit
CARE A1+
0.55%
Bajaj Housing Finance Ltd. (04/02/2027) · Commercial paper
CRISIL A1+
0.54%
Bajaj Finance Ltd. (04/02/2027) · Commercial paper
ICRA A1+
0.54%
Mahindra Rural Housing Finance Ltd. (12/02/2027) · Commercial paper
CRISIL A1+
0.54%
Pilani Investment & Industries Corporation Ltd. (18/02/2027) · Commercial paper
CRISIL A1+
0.54%
DCB Bank Ltd. (01/03/2027) · Certificate of deposit
CRISIL A1+
0.54%
CTBC Bank Ltd. (19/03/2027) · Certificate of deposit
ICRA A1+
0.54%
Nuvama Wealth Management Ltd. (26/02/2027) · Commercial paper
ICRA A1+
0.54%
Truhome Finance Ltd. (15/03/2027) · Commercial paper
ICRA A1+
0.54%
Motilal Oswal Financial Services Ltd. (30/03/2027) · Commercial paper
ICRA A1+
0.54%
AU Small Finance Bank Ltd. (10/06/2027) · Certificate of deposit
CRISIL A1+
0.53%
AU Small Finance Bank Ltd. (13/11/2026) · Certificate of deposit
CRISIL A1+
0.46%
Small Industries Development Bank of India (14/01/2027) · Certificate of deposit
CRISIL A1+
0.45%
State Government Securities (31/03/2027) · State government security
Sovereign
0.43%
State Government Securities (28/12/2026) · State government security
Sovereign
0.37%
Mahindra Rural Housing Finance Ltd. (11/12/2026) · Commercial paper
CRISIL A1+
0.37%
Torrent Pharmaceuticals Ltd. (22/12/2026) · Commercial paper
IND A1+
0.37%
Kotak Mahindra Bank Ltd. (08/01/2027)
CRISIL A1+
0.36%
National Bank for Agriculture and Rural Development (28/01/2027) · Certificate of deposit
ICRA A1+
0.36%
Punjab National Bank (04/02/2027) · Certificate of deposit
ICRA A1+
0.36%
Punjab National Bank (05/02/2027) · Certificate of deposit
ICRA A1+
0.36%
Punjab National Bank (10/02/2027) · Certificate of deposit
ICRA A1+
0.36%
Muthoot Finance Ltd. (02/02/2027) · Commercial paper
ICRA A1+
0.36%
Muthoot Finance Ltd. (04/02/2027) · Commercial paper
ICRA A1+
0.36%
Yes Bank Ltd. (16/02/2027) · Certificate of deposit
CRISIL A1+
0.36%
360 ONE WAM Ltd. (09/02/2027) · Commercial paper
ICRA A1+
0.36%
Canara Bank (04/03/2027) · Certificate of deposit
ICRA A1+
0.36%
360 One Prime Ltd. (15/02/2027) · Commercial paper
ICRA A1+
0.36%
Ujjivan Small Finance Bank Ltd. (25/02/2027) · Certificate of deposit
ICRA A1+
0.36%
LIC Housing Finance Ltd. (11/03/2027) · Commercial paper
ICRA A1+
0.36%
Union Bank of India (16/03/2027) · Certificate of deposit
ICRA A1+
0.36%
National Bank for Agriculture and Rural Development (18/03/2027) · Certificate of deposit
ICRA A1+
0.36%
ICICI Bank Ltd. (25/03/2027)
ICRA A1+
0.36%
Mahindra Rural Housing Finance Ltd. (17/03/2027) · Commercial paper
CRISIL A1+
0.36%
Mirae Asset Financial Service (05/03/2027) · Commercial paper
CRISIL A1+
0.36%
Small Industries Development Bank of India (25/03/2027) · Certificate of deposit
CRISIL A1+
0.36%
Nuvama Wealth & Investment Ltd. (03/03/2027) · Commercial paper
ICRA A1+
0.36%
Mirae Asset Financial Service (18/03/2027) · Commercial paper
CRISIL A1+
0.36%
Angel One Ltd. (17/03/2027) · Commercial paper
ICRA A1+
0.36%
The Federal Bank Ltd. (09/06/2027) · Certificate of deposit
CRISIL A1+
0.35%
Corporate Debt Mkt Devp. Fund-A2
0.30%
State Government Securities (31/03/2027) · State government security
Sovereign
0.30%
State Government Securities (20/10/2026) · State government security
Sovereign
0.28%
Indian Bank (10/12/2026) · Certificate of deposit
CRISIL A1+
0.28%
Punjab National Bank (28/01/2027) · Certificate of deposit
ICRA A1+
0.27%
Canara Bank (29/01/2027) · Certificate of deposit
ICRA A1+
0.27%
Godrej Industries Ltd. (02/02/2027) · Commercial paper
ICRA A1+
0.27%
Godrej Industries Ltd. (04/02/2027) · Commercial paper
ICRA A1+
0.27%
Godrej Industries Ltd. (03/02/2027) · Commercial paper
ICRA A1+
0.27%
Small Industries Development Bank of India (18/02/2027) · Certificate of deposit
CRISIL A1+
0.27%
Birla Group Holding Pvt. Ltd. (10/02/2027) · Commercial paper
CRISIL A1+
0.27%
HSBC Investdirect Financial Services India Ltd. (11/02/2027) · Commercial paper
CRISIL A1+
0.27%
Godrej Industries Ltd. (02/03/2027)
CRISIL A1+
0.27%
Godrej Industries Ltd. (03/03/2027)
CRISIL A1+
0.27%
Hero Housing Finance Ltd. (27/10/2026) · Commercial paper
ICRA A1+
0.18%
CTBC Bank Ltd. (26/11/2026) · Certificate of deposit
ICRA A1+
0.18%
Bahadur Chand Investments Pvt. Ltd. (18/11/2026) · Commercial paper
ICRA A1+
0.18%
Small Industries Development Bank of India (29/01/2027) · Certificate of deposit
CRISIL A1+
0.18%
HDFC Bank Ltd. (05/02/2027) · Certificate of deposit
ICRA A1+
0.18%
Indian Bank (09/02/2027) · Certificate of deposit
CRISIL A1+
0.18%
AU Small Finance Bank Ltd. (02/02/2027) · Certificate of deposit
CRISIL A1+
0.18%
HDFC Bank Ltd. (15/02/2027) · Certificate of deposit
ICRA A1+
0.18%
Kotak Mahindra Prime Ltd. (05/02/2027) · Commercial paper
ICRA A1+
0.18%
Yes Bank Ltd. (11/02/2027) · Certificate of deposit
CRISIL A1+
0.18%
Yes Bank Ltd. (12/02/2027) · Certificate of deposit
CRISIL A1+
0.18%
Hero Housing Finance Ltd. (16/02/2027) · Commercial paper
ICRA A1+
0.18%
Bank of Baroda (11/03/2027) · Certificate of deposit
CARE A1+
0.18%
HDFC Bank Ltd. (12/03/2027) · Certificate of deposit
ICRA A1+
0.18%
National Bank for Agriculture and Rural Development (17/03/2027) · Certificate of deposit
ICRA A1+
0.18%
State Government Securities (13/10/2026) · State government security
Sovereign
0.16%
State Government Securities (09/02/2027) · State government security
Sovereign
0.15%
State Government Securities (29/03/2027) · State government security
Sovereign
0.13%
State Government Securities (26/10/2026) · State government security
Sovereign
0.12%
State Government Securities (11/01/2027) · State government security
Sovereign
0.11%
State Government Securities (01/03/2027) · State government security
Sovereign
0.09%
State Government Securities (01/03/2027) · State government security
Sovereign
0.09%
State Government Securities (15/02/2027) · State government security
Sovereign
0.09%
State Government Securities (25/01/2027) · State government security
Sovereign
0.09%
State Government Securities (28/12/2026) · State government security
Sovereign
0.09%
State Government Securities (14/12/2026) · State government security
Sovereign
0.09%
State Government Securities (24/03/2027) · State government security
Sovereign
0.09%
State Government Securities (26/10/2026) · State government security
Sovereign
0.09%
ICICI Bank Ltd. (27/01/2027)
ICRA A1+
0.09%
Kotak Mahindra Bank Ltd. (29/01/2027)
CRISIL A1+
0.09%
JM Financial Services Ltd. (22/01/2027) · Commercial paper
ICRA A1+
0.09%
HDFC Bank Ltd. (24/02/2027) · Certificate of deposit
ICRA A1+
0.09%
Canara Bank (25/03/2027) · Certificate of deposit
ICRA A1+
0.09%
Indian Bank (21/06/2027) · Certificate of deposit
CRISIL A1+
0.09%
Small Industries Development Bank of India (03/09/2027) · Certificate of deposit
CRISIL A1+
0.09%
State Government Securities (09/11/2026) · State government security
Sovereign
0.04%
Axis Bank Ltd. (17/12/2026)
ICRA A1+
0.04%
Aditya Birla Sun Life Money Market Fund Portfolio Overlap
Funds with the most similar portfolios, across every fund house and category
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Aditya Birla Sun Life Money Market Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.22%
Expense ratio (Regular)
0.37%
Category
Money Market
Risk
Moderate
Benchmark
CRISIL Money Market A-I Index
Launch date
05-06-2003
Minimum investment
₹1,000
Minimum additional investment
₹1,000
AUM
₹26,943.19 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
119511
ISIN (Direct)
INF209K01UU3
Scheme code (Regular)
101976
ISIN (Regular)
INF209K01RV7
NAV history
From 01-01-2013, 13.8 years
Exit load
Nil
Tax on Aditya Birla Sun Life Money Market Fund returns
Aditya Birla Sun Life Money Market Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹407.8707
30-10-2026
direct
Daily IDCW
₹100.02
30-10-2026
direct
Weekly IDCW
₹100.1921
30-10-2026
regular
Growth
₹401.868
30-10-2026
regular
Daily IDCW
₹100.02
30-10-2026
regular
Weekly IDCW
₹100.1836
30-10-2026
About Aditya Birla Sun Life Money Market Fund
Aditya Birla Sun Life Money Market Fund is a mutual fund from Aditya Birla Sun Life Mutual Fund. Its category is Money Market. It was launched on 05-06-2003. Its benchmark is CRISIL Money Market A-I Index. At the end of September 2026 it held 156 securities.
Fund Manager
Mohit Sharma
Fund manager of Aditya Birla Sun Life Money Market Fund, since 01-04-2017
Kaustubh Gupta
Fund manager of Aditya Birla Sun Life Money Market Fund, since 15-07-2011
Anuj Jain
Fund manager of Aditya Birla Sun Life Money Market Fund, since 22-03-2021
Frequently Asked Questions for Aditya Birla Sun Life Money Market Fund
What is the current NAV of Aditya Birla Sun Life Money Market Fund?
The Direct plan NAV is ₹407.8707. The Regular plan NAV is ₹401.868, as on 30-10-2026.
What are the returns of Aditya Birla Sun Life Money Market Fund?
The Direct plan returned +6.36% in 1 year, +7.33% a year over 3 years, +6.80% a year over 5 years. The Regular plan returned +6.20% in 1 year, +7.18% a year over 3 years, +6.66% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Aditya Birla Sun Life Money Market Fund?
The Direct plan charges 0.22% a year. The Regular plan charges 0.37% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.
What is the AUM of Aditya Birla Sun Life Money Market Fund?
Aditya Birla Sun Life Money Market Fund managed ₹26,943.19 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Aditya Birla Sun Life Money Market Fund?
At the end of September 2026 the largest holdings were IndusInd Bank Ltd. (29/01/2027) (5.17%), The Jammu & Kashmir Bank Ltd. (22/02/2027) (3.61%), The Federal Bank Ltd. (18/02/2027) (3.44%), State Government Securities (05/02/2027) (2.95%), Yes Bank Ltd. (05/03/2027) (2.61%). The fund held 156 securities in all.
How do I invest in Aditya Birla Sun Life Money Market Fund?
Through Aditya Birla Sun Life Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.
Who is the fund manager of Aditya Birla Sun Life Money Market Fund?
What is the exit load of Aditya Birla Sun Life Money Market Fund?
Nil
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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