https://wealthgamma.com/changelog/ Every WealthGamma release, newest first. en-in https://wealthgamma.com/changelog/#v1.0.1 wealthgamma-v1.0.1 Sat, 05 Sep 2026 00:00:00 GMT NewImportTaxHoldingsFix A big release. Most of it is about the app doing the bookkeeping you used to do yourself. ## Corporate actions, handled for you - **Splits, bonuses and reverse splits apply on their own.** When a company you hold announces one, the app adjusts your quantity and average price on the ex-date and emails you what changed. Nothing to enter. - **Mergers and demergers.** When a company splits into two or merges into another, your cost is divided between the old and new shares using the official ratio, so the tax on a later sale is right. - **A Pending Actions page.** Anything the app is not sure about, such as a demerger where the ratio is not yet published, waits here for a one-click confirm instead of being applied silently. - **Back-dated trades are re-checked.** Import an older tradebook after a split has already been applied and the app reworks the split against the full history. Upload order no longer matters. ## Dividends - **Dividend calendar.** Upcoming and received dividends for everything you hold, with the amount earned per holding. - **Dividend yield and 52-week range** now show in the holdings list, after XIRR. ## Tax - **Gold and silver ETFs are treated correctly.** Their gains are shown on their own line and taxed at your income slab, not at the equity rate. Because the app cannot know your slab, no estimate is added to Net Tax. This applies in the FY summary, the Tax Planner and the yearly chart. - **Buyback tenders.** Tick "buyback" on a sell and the app applies the right rule for the date: exempt before 1 October 2024, deemed dividend plus a capital loss after. - **Intraday trades** are kept out of your delivery cost and capital gains, and shown as speculative business income in the Tax Planner. - **Selling property or a vehicle** now works out capital gains with the correct holding period and indexation, and vehicles are correctly exempt. ## Small savings and deposits - **PPF, EPF, SSY and SCSS** now earn the statutory interest on the government's schedule, so the balance grows on its own between your deposits. - **FD, RD, NSC and KVP** show a maturity value and date, and freeze at maturity so a matured deposit stops growing. - **Property and vehicle upkeep.** Record running costs and rent against the asset. They stay out of your investment P&L but feed a Cost of Ownership report you can download as a PDF. ## Imports - **Holdings file plus tradebook** can be uploaded in any order. The app reconciles the two and flags any shortfall or excess instead of double counting. - **Big files import in chunks** with a progress bar, so a 20,000-row tradebook no longer times out. - **IPO allotments** are matched automatically when the import sees the allotment and the listing. - **Renamed stocks** join one holding. Buys under the old name and sells under the new name, such as Arunis Abode and Kalind, now sit on the same row with the split and bonus applied to the full position. - **Rights issues** are recorded correctly. The zero-price entitlement credit no longer opens a phantom holding, and the paid allotment is what counts. - **Transfers out** booked in Zerodha's external tradebook are no longer dropped when two stocks share a date and quantity. - **Gifts between family members** can be recorded with the cost and holding period carried over, as the tax rules require. ## Everyday improvements - **Light theme.** Switch between light and dark from the header. - **New welcome flow.** A shorter setup with screenshot import, so a new account has real holdings in minutes. - **Search your holdings** from the holdings page. - **The app version** shows in the sidebar with a link to this page. https://wealthgamma.com/changelog/#v1.0.0 wealthgamma-v1.0.0 Sat, 01 Aug 2026 00:00:00 GMT New The first public release. One place for a family's whole balance sheet, with Indian tax rules built in from day one. ## See everything in one place - **Net worth dashboard.** Stocks, mutual funds, gold, PPF, EPF, NPS, fixed deposits, property, vehicles and loans on one screen. Listed holdings update with live prices. - **Family portfolios.** One portfolio per PAN, so each family member's holdings and tax stay separate, with a combined view for the whole family. - **Holdings and manual assets kept apart.** Market-traded holdings live in Holdings. Things you value yourself, such as property or a PPF account, live in Assets with their own ledger. - **Loans.** Record home, car and personal loans, log EMIs and prepayments, and see the outstanding balance fall over time. Link a loan to the asset it paid for. ## Get your data in fast - **Import from Zerodha.** Upload your tradebook and holdings files and the app rebuilds your history, buy by buy. - **Import from any other broker.** Upload a CSV or Excel export from any broker, map the columns once, and the app does the rest. - **Import mutual funds.** Upload a CAMS or KFintech statement and every SIP instalment and redemption is recorded. - **Or add it yourself.** Search any listed stock or mutual fund scheme and record a buy in a few fields. ## Tax that matches your broker - **FIFO lot matching.** Every sell is matched against your oldest buys first, the way the income-tax rules require. Long-term and short-term gains are worked out per lot. - **Charges deducted correctly.** Brokerage and other deductible charges reduce your gain. STT does not, as the law says. - **The ₹1.25 lakh exemption** is applied to long-term equity gains per PAN, per year. - **Tax Planner.** Realized gains and estimated tax for any financial year, with a combined family view. A minor child's gains club into a parent's return under Section 64(1A). - **Tax outlook before you sell.** Open any holding and see what a sale today would cost in tax, lot by lot. - **Tax-loss harvesting.** See which holdings carry a loss you could book to offset gains this year. ## Plan ahead - **Projections.** Model income, expenses, SIPs and goals decades ahead and see when a goal is met or when the money runs out. Adjust returns, inflation and retirement age and watch the chart move. - **Goals.** Set a target and a date, link the holdings that fund it, and track progress. - **SIP plans.** Set up each SIP once and the instalments record themselves on schedule at the day's NAV. ## Built for trust - **No broker linking, no PAN login, no OTPs.** You upload files. The app never connects to your broker or bank. - **PAN and account numbers encrypted** at rest. - **Public roadmap.** Suggest features and vote on what ships next. - **Help centre and support tickets** inside the app.